Microsoft Was Just Step 1 - I'm Buying These 3 Stocks NOW At 50% Discount - Are You Missing Out??

Microsoft was my number one undervalued stock pick when it was trading near 400. Since then, it has performed exceptionally well and is moving toward my fair value estimate of 550. But, today's video is not about celebrating a past winner. It is about finding the next opportunity before the wider market recognizes it. In this video, I will discuss three stocks that, based on my research, are trading nearly 50% below what their earnings growth and future potential justify. Their share prices remain under pressure, but their businesses continue expanding. Management remains optimistic, and the numbers tell a very different story from current market sentiment. To remain transparent with my viewers, I have created a Google Finance sheet to track performance of stocks that I have covered since making my first-ever face cam video on July 21. Here is the screenshot of the stocks I have covered so far. You can pause the video here to examine the information more closely. As always, these ideas were first shared with our Discord community. To receive early access to future research, check the membership link in the description. Now, let's begin. Stock number one is Nvidia, and let me explain why I still find this opportunity interesting. Think about the last time you replaced your phone or computer. Your old device probably still worked, but newer software demanded faster hardware. The same process is happening inside AI data centers, only at an enormous scale. Companies are building facilities filled with thousands of Nvidia GPUs, but this is not a one-time purchase. AI models are becoming larger, inference usage is exploding, and every new generation of chips deliver better speed and efficiency. Data centers operators must continue upgrading to remain competitive. That recurring replacement cycle is what makes Nvidia more than a temporary AI trade. The latest numbers are difficult to ignore. Quarterly revenue reached 81.6 billion, increasing 85% from last year. Data center revenue rose 92% to 75.2 billion. For the next quarter, management expects approximately 91 billion in revenue while maintaining gross margins near 75%. Here is what makes that guidance especially important. It assumes no data center computing revenue from China. Nvidia is effectively saying that demand from the rest of the world is strong enough to produce another record quarter without depending on that major market. Some investors describe Nvidia as only a chip maker. I see it differently. Nvidia says the engines, operating system, and connecting rods of the AI economy. Its GPUs perform the calculations, its networking products connect massive clusters, and its software helps developers use the entire system. This is similar to selling picks and shovels during a gold rush. But, Nvidia also owns the instruction manual showing miners how to use them. The company is not risk-free. AMD is improving, major customers are designing their own chips, export restrictions remain unpredictable, and expectations are extremely high. Even strong results can produce a temporary sell-off if guidance disappoints. But, investing is about comparing price with future earnings power, not asking whether a stock has already risen. Nvidia is producing extraordinary growth at a scale few companies have ever achieved. As long as data center revenue keeps expanding, margins remains near 75%, and customers continue increasing AI spending, I will view meaningful pullbacks as opportunity to accumulate gradually rather than reasons to abandon the story. Stock number two is Micron Technology, and this is where the market's memory may be working against it. Investors remember what happened in previous memory cycles? Prices increased, manufacturers built too much capacity, supply eventually exceeded demand, and profits collapsed. Because of that history, every strong Micron quarter is treated as if it could be the last. But, the latest evidence suggests this cycle is different. Micron reported record quarterly revenue of 41.5 billion with an extraordinary gross margin of 84.6%. Management expects the next quarter to be even stronger, forecasting revenue near 50 billion and a gross margin of approximately 86%. Those numbers are supported by industry data. Wells Fargo highlighted that semiconductor billings increased 134% year over year during June. DRAM billings surged 373% to 56.8 billion. Here is the most interesting detail. NAND revenue increased 377%, but the number of bits shipped grew only 2%. That tells us the growth is coming mainly from stronger pricing, not manufacturers flooding the market with additional supply. Micron is also attempting to reduce the boom and bust nature of its business. The company has signed 16 strategic customer agreements representing approximately 22 billion in commitments. Some agreements include take or pay structures, meaning customers commit to purchasing agreed volumes even if market conditions change. In simple terms, Micron is trying to evolve from selling memory at unpredictable daily prices into supplying critical infrastructure through longer-term contracts. The opportunity also extends beyond high-bandwidth memory. Micron has introduced the first commercially available PCIe Gen 6 enterprise SSD, positioning it for the enormous storage requirements created by AI inference and autonomous agents. Despite these developments, Micron trades near 11 times forward earnings and below four times projected sales. The market still values it like an old commodity producer, even as its product mix and customer relationship become more durable. The risks remain real. Competitors could add excessive capacity, Chinese players could gain share, and today's exceptional margins will not last forever. However, when revenue, pricing, and long-term commitments are all strengthening while the valuation assumes an other traditional collapse, I see a compelling mismatch. For investors who can tolerate volatility, Micron's pullback deserves serious attention. Stock number three is SoFi Technologies, ticker symbol SOFI, and this is the company most people still misunderstand. Imagine opening an application to manage your savings, investments, credit card, and loans. That convenience is SoFi's main advantage, but the real value appears after a customer joins. A person might open a savings account today, begin investing next month, and later refinance a loan. SoFi earns additional revenue without repeatedly paying to acquire the same customer. In the latest quarter, existing members opened 51% of all new products, up from 35% 1 year earlier. This is the financial flywheel investors should watch. The headline numbers were equally impressive. Adjusted revenue increased 40% to 1.21 billion, while adjusted EBITDA grew 44% to approximately 358 million. Net income reached 156.6 million, and SoFi added a record 1.1 million members, bringing the total to 15.8 million. Loan originations jumped 69% to a record 14.8 billion. Normally, a disruption in private credit funding could have restricted that growth. However, SoFi's banking charter allowed it to use its 45.5 billion deposit base to fund loans directly. Those deposits cost approximately 1.56 percentage points less than comparable warehouse financing, saving SoFi an estimated $713 in annualized interest expense. This is why I view the banking charter as a competitive advantage, not a limitation. Management raised full-year revenue guidance to between $4.75 billion and $4.85 billion while maintaining adjusted earnings guidance of $0.60 per share. SoFi trades at significant discount to its peers at roughly twice book value. SoFi trades below JP Morgan at approximately three times and new holdings near five times. A valuation of three times expected book value supports a fair value of approximately 25 to 30. The risks are clear. SoFi must produce a strong second half to reach its earnings target. Balance sheet lending requires capital and further dilution remains possible. However, the latest quarter acted like a stress test. Wholesale funding weakened, yet SoFi still delivered 40% revenue growth, record originations, and higher guidance. That resilience is exactly what I believe the market continues underestimating this business. That's it for today. Please like and subscribe if you find the video informative.