Exactly What I'd Do With $10,000 Right Now

I was just in New York and somebody stopped me and said, "Jaspit, I have $10,000 in the bank. What should I do with it? Should I invest it all into the stock market right now? But what happens if the stock market crashes or should I slowly put this money into the stock market or should I do something more risky that can give me better returns like preipo stocks?" That's what I'm going to break down step by step in this video. Because what you do with $10,000 is very different than what you do with your first $1,000. Which, by the way, if you only have $1,000, I have a full video explaining what you should do with that in the description. There are three different ways that you can invest this $10,000. You can do it passively, you can do it actively, or you can do what I call other. Each one of these are going to come with different returns, and what's right for you is going to depend on what your goals are. You want to turn this $10,000 into a little bit of income every single year, or do you want to turn this $10,000 into $100,000, maybe even a million dollar? That's what we're going to talk about in this video. And the reason why this is so important is because if you don't do anything with that extra money and it just sits there, well, with inflation causing the prices of things to go up year after year, this $10,000 loses value year after year, which is why you want to know how you can invest it to grow it in the way that's going to make you the most money that aligns with your goals. So, let's break this down. Starting with bucket number one, which has the lowest returns, is the passive way to invest your money. This would be like investing your money into stocks or real estate. And there's two questions that you probably have. Number one, if I wanted to invest my money in stocks and real estate, do I just dump all $10,000 into the markets right now? And number two, can I actually afford stocks or real estate? If you were to dump all $10,000 into the stock market today, the concern that everybody has is the stock market is at an all-time high. If the stock market crashes tomorrow, you could lose half $5,000 out of the $10,000 you worked so hard to save and invest. And that's partially true, but not totally true because you only lose money if you sell. And while history doesn't exactly repeat itself, it does rhyme. What we have seen over the last 100 or so years is that the stock market has grown by around 10% a year. So, let's go back in time and see what would have happened if you invested this $10,000 into the stock market in the past. If you took this $10,000 one time and invested it into the S&P 500, which is a group of the 500 largest companies in the stock market, and you did that 10 years ago, and you reinvested the profits, but you never put in another additional penny, that $10,000 would have grown to around $42,000 over the last 10 years. Over the last 30 years, your $10,000 would have grown to about $174,000. Again, you didn't invest an additional dollar. You just reinvested the profits. And over the last 50 years, your $10,000 would have grown to about $2.7 million. Starting with just that $10,000, all you did was reinvest the profits. You didn't invest an additional penny. Here's what I want you to pay attention to. Over the last 10 years, we saw some crashes. In 2022, we saw the stock market fall by like 20%. In 2020, we saw the stock market fall by around 30ome percent. So yes, market crashes happen. They're a part of our economy, but you only lose money if you sell. And historically, we have seen the stock market go up over time. We've seen market crashes. The stock market fell in 2022. It fell in 2020. It fell in 2008. It fell in the 2000.com bubble bursting. We have seen about 25 market crashes over the last 100 years. We're going to continue seeing market crashes, but you only lose money if you buy something that goes bankrupt or if you sell when markets are down. So, if you can just buy the stock market, you can reduce your risk and see better chances of seeing your money go up over time. The key is to actually give it time because when you give the markets time, your money actually has time to grow. Now you might be wondering, well despite how do I actually buy something like the SNP 500? Well, there are funds out there like SPY or VO as a disclosure. I'm personally invested in VO. These are two different funds called ETFs. You can buy them on pretty much any brokerage that are going to give you exposure to the S&P 500, meaning the largest 500 companies in the stock market. Now, the nice thing about this is when you buy something like the S&P 500, you don't have to worry about managing the individual stocks inside of it because if one company starts to do bad, the fund will kick that company out and replace it with another company. For example, decades ago, do you want to know what one of the largest companies were in the S&P 500? It wasn't Amazon. It was Sears. Sears was a leader in the S&P 500. and then they started to struggle and then they went bankrupt. Well, as Sears started to struggle, the S&P 500 kicked Sears out and replaced it with another company. So, you don't have to worry about managing any of those individual stocks. You just bought the stock market, meaning you essentially bought a piece of the American economy. And as companies start to struggle, these funds kick those companies out and replace them with better companies. But markets will go up, they will go down. But we know over time markets go up if you give it enough time. So we know that if you just took that money and you dump it in the market, chances are you're going to make money over time. But could you make even more money if you didn't dump all that money in today and you saved some money for a downturn or maybe you invested in phases. Well, this is where things start to get even more interesting. Now, I can't tell you what to do because I'm just a random guy on YouTube. Investing has risks. You're never guaranteed to make money when you invest. In fact, you will lose money at some point. So, make sure you always your own due diligence and never blindly trust a random guy on YouTube. But what I do is I have two different investing strategies in the stock market itself. I have one that's completely handsoff and then I have one that's more hands-on. My hands off strategy is what I call ABB. always be buying, which means I have set up a system where every week money is pulled out of my checking account and it's automatically invested into my portfolio of ETFs, meaning funds. These are funds that give me exposure to things like the S&P 500, gives me exposure to dividends, gives me exposure to international dividends, and some others. And so, every week, money is automatically invested into these funds no matter what. Doesn't matter if the markets are up. Doesn't matter if the markets are down. Doesn't matter if the markets are sideways. If it's raining, if it's sunny, if there's a Democrat in the White House, if there's a Republican in the White House, I am always buying because the A and ABB is always be buying. That is always happening. But in addition to this hands-off strategy, I also have a more hands-on strategy because this is something that I'm interested in. A hands-on strategy is I am looking for opportunities. This could be an opportunity in the markets because I see money moving or it could be an opportunity because something is changing in the economy. Let's start with the economy because that's easier to understand. In 2022 when the stock market fell by about 20%. I was buying. I came in I was buying with big chunks of cash because I saw the markets were going down. In 2020 when the pandemic hit, markets were falling. I was going in and investing big chunks of cash because I knew that this was a good buying opportunity because of our markets are going down. So when you see those opportunities, you can come in and be even more aggressive and buy because when markets go down, when market crashes happen, when recessions happen, the stock market goes on sale. You can come and buy great investments at a discounted price and become richer even faster because you can buy great investments when they are on sale. That one's pretty clear and obvious. Not the easiest thing to do because most people actually panic, freak out, and run away when markets go down. But it creates some of the biggest and best buying opportunities. I call it poop. P O P. Panic leads to overselling, leads to opportunity, leads to profits. If you can understand poop, you can then profit when that poop happens. But the other hands-on strategy that I have doesn't require a market crash to happen. It requires a market shift to happen. Now a market shift is when I see money moving in the economy. For example, AI has changed where money is moving. Now people are investing more into AI companies. But that's just the outer layer. Because of all these AI companies, you're now seeing a big investment in data centers. Because of all these investment in data centers, you're starting to see more investment into semiconductor chips. These are the chips that are powering all the AI brains and stuff like that. Because of all this investment into the semiconductor chips, we also need more investment into cooling technologies of the data centers. Because all these data centers are powering all these AI transactions that are happening, they get very hot. So now there's all these new cooling companies working to keep the data centers cooler. Because of all these new investments into cooling centers and data centers, we now are seeing more investment into the materials that are going to actually cool the data centers. These are things like helium. These are other metals that are actually being used to cool down data centers. So you can start to see now how as one thing happens like AI that starts to create a cascade effect of different investment opportunities. That's now a market shift. If I'm looking for where money is moving and that then creates investment opportunity. The mistake a lot of people make is they hear about something happening on the news like AI and then they want to invest into the stock that everybody's talking about on Reddit or CNBC or Chat GPT because it's on the news. Unfortunately, by the time it's on the news, a lot of the real money has already been made. And that's where now your real research comes in of how are you going to study where the money is moving? That way now you can actually deploy more money. So yes, I love the idea of going out and attacking an investment. But if you don't know what it is that you're buying, if you don't know why you're buying, if you don't see a big opportunity, then maybe it's better just to ABB into the markets. That way you can what's called dollar cost average. You buy when markets up, down, and sideways. But as you start to get more involved, you could be more aggressive and come in and buy even more aggressively. By the way, I wrote a entire ebook called ABB, Always Be Buying, How to Find Opportunity in Any Market, where I break down my entire strategy of how I find opportunities, of how you can find these types of investment opportunities, and how you can build wealth in any market. It's a free ebook you can download, and when you sign up for the ebook, you're also going to get access to market briefs, which is my newsletter for investors, completely for free. So, if you want to get the ABB ebook for free, all you have to do is sign up and I have that link for you down in the description below. That way, you can grab your copy of ABB right now. So, we're talking about if you have $10,000 and you wanted to invest this money passively, which would be things like stocks and real estate, should you just dump the money in or should you be investing in phases? And we just kind of broke that down of the advantages of just dumping the money in versus buying things in phases depending on where you are. But the other part to this is, can you actually afford to invest your money? Now, I'm not going to talk about do you have some emergency savings saved up? Do you have your credit card debt paid off? I'm assuming that you've already done that. If you have not, I recommend you save $2,000 for an emergency and you pay off your credit card debt because your credit card debt is costing you 15 to 25% a year. The stock market has averaged 10% a year. You're going to get a better rate of return to pay off the credit card debt first. Now, can you actually afford to invest your money in the stock market? It's pretty easy because you can start investing your money in the stock market with as little as a dollar. So, having $10,000, you absolutely meet that threshold. Real estate is not so simple because real estate, if you want to buy a property, you have to actually buy the property. Now, can you buy a property with $10,000? Absolutely. There's a lot of people that go out teaching how you should buy properties with no money down. And I'm going to tell you in on a little secret because I've been investing in real estate for about 15 years now. No money down real estate has been some of the best deals ever for me. But not in the way that you think. It's not because I went out and started buying properties with no money down. It's because people bought properties with no money down without knowing what they're doing. They got in way over their heads. They then had to declare bankruptcy, had to go through foreclosure, and then the banks had to go out and sell that property at a huge discount, and then I was able to come in and buy the property when it was cheap. No money down real estate is a great way to make a guru or one of those online teachers rich. It is truly very difficult in practice because you have no skin in the game. You have little to no margin to actually make any cash flow. Does it work for some people? Yes. But for the vast vast vast majority of people, it does not work. And so I want you to understand it's a very high risk game. So if you have $10,000, can you go out and buy a property? I mean, in theory, yes. But unless you're buying a 30 or $40,000 house, it's going to be very difficult for you to actually buy a property for $10,000. But that doesn't mean you can't get involved in real estate in any way, shape, or form. Because there are other ways for you to get involved in real estate. One way that you can get exposure to real estate without having to have huge sums of money is through alternative investing platforms like Fundrise. Now, full disclosure, I am an equity owner in Fundrise, meaning I've invested money into the Fundrise company and I've also invested money on the Fundrise platform to get exposure to real estate. The whole idea is with Fundrise, you can invest into this platform and you're going to get exposure to a portfolio of real estate properties or one real estate property, then you're going to get your share of cash flow or appreciation. Now, I'm not saying this to pitch the company or to pitch the investment. I'm saying this as an alternative way to get exposure to real estate without having to buy the whole property yourself because you don't have to worry about managing the property or doing any of that. That's one way to do it. If you want to learn more about Fundrise, I have my affiliate link down in the description. If you use it, I will be compensated. If you don't use it, I'm not going to have my feelings be hurt. I just want you to understand that is an alternative way to get exposure to real estate. Now, beyond something like Fundrise, which is one alternative way to invest in real estate, the other option is to do something called syndicate real estate deals. A syndicate real estate deal is more involved. Now, disclosure, I have never done this myself, but I know many people that do this or have done this. The way the syndicate real estate works is that you have one developer or real estate investor that is going out and building a property or redeveloping a property and they need money to do so. So, they're going to go out and raise money and you can go out and invest into these platforms. And now, sometimes it might only be $500 to invest, maybe a,000, maybe $10,000, but there's a usually a big range of how much you will need to invest, but it's a lot cheaper than you go out and buying the property yourself. And then you're going to go out and get ownership into this deal. Now, sometimes you're going to get ownership into the entity that's owning the property. Sometimes it's ownership into a different entity. It just depends on the deal. But these types of syndicate deals exist. They happen all the time. How do you find them? Well, previously the way that you would have to find them was you would go to what's called a real estate investor conference. They happen all around the country and all around the world where there are these seminars and conferences for real estate investors and you can go there. There's always investors looking to raise money. You can connect with them and you can see if there's a property or a deal that you want to invest in. Option number two is now on the internet. There are more and more people that are starting to do this type of equity raises for real estate investments where people are now looking to raise money to buy properties. So, it's another way to find these types of syndicate deals. The idea being if you have $10,000, you can't or not easily go out and buy a property yourself, but you can invest in other people's deals and now you don't have to worry about the headache, but you'll get your share of depreciation and cash flow and maybe tax breaks depending on how the deal is structured. One of the most frustrating parts about running a business is when you find out that a workflow that you thought was working was actually broken. Now, the spreadsheet with all of your data doesn't make any sense. Your customer data is missing, and the leads you wanted to sell to are not there. And this is where my sponsor, Emergent, can help. With Emergent, you just tell it what software you want to build, and then it will build a working app for you. Watch this. Let's say I'm a real estate agent and I want to build a software where anytime there's a new prospect, they have to fill out an intake form. It schedules appointments with them and then it also has automated reminders, so they actually show up to the appointments that we schedule. Well, with Emergent, I don't have to write a single line of code. I just say what I want to get done, and that's it. It's done. I told it what it needed, and Emergent built me a fully working app that's ready to use. Building custom softwares like this used to be a luxuries that only big businesses with big budgets could afford. But now, if you're a small business owner, you run a restaurant, you have a clinic, you have a coaching business, it's a lot more affordable, and you can just build the software without having to write any code. And you don't have to worry about dealing with developers either. Immer has over 10 million users and has built over 12 million apps. So, here's what I want you to do. Stop asking and start trying. Think about the most painful and the most manual part of your business. The thing that wastes most of your time. Now, I want you to go out and build a custom software to fix that problem. And because you're watching this video, you can try it out for free with a merchant. All you have to do is use my link down in the description below. So, if you have $10,000 and you want to invest it passively, you can do that through the stock market. you can do it through real estate. Option number two is if you want to get even better returns. This is where now it's through being an active investor because you kind of know what the returns look like if you are a passive investor and you never invested an additional dollar. So now let's go a little bit deeper into what are your more active options. 10 and 1/2 years ago when I started the minority mindset brand, I started with a few hundred bucks. It was probably closer to $100, but I like to say a few hundred to give me a little bit of a buffer. And I went out, I don't have a camera, I don't have any fancy equipment, but I bought a tripod and I bought one light. And then I started making videos off of my iPhone. Then I started publishing them on the internet, this whole YouTube thing. And it took me some time to start making some money. It took me about 18 months or so to get my first YouTube check. When I finally got my first YouTube check, it was like $400 after 18 months of work. Mind you, I'm a licensed attorney. I could be billing a lot more hourly than how much time I was spending on YouTube. I was doing it because I enjoyed doing it. It was my hobby. Well, fast forward to today. That same YouTube channel then now makes a lot more money. But it was the kind of initial seed to start the company that I run. Minority Mindset is my hobby still today. My main job is I'm the CEO of a company called Briefs Finance. Briefs Finance is now a financial technology company. We're a very fast growing financial technology company. We have a beautiful office in downtown Detroit. We have a whole team of team members and amazing products that we build and all this other cool stuff. Why am I telling you this? Because all of this started with a seed investment of under $500. And I invested not just that money, but also my time. I was constantly learning. I was making mistakes. I was trying something. I was making a lot of changes to try to build this company. So, it was the money, but then me behind the money pushing it to grow that money. That's what an active investment is. This is a business. You can start a business. You can buy a business. The idea being now you're not just throwing the money into this thing. You're putting yourself and your time into this thing to grow the money a whole lot faster. Why does this matter? Because now when you were actively involved, you're not just investing your money, but also the time. You have the ability to grow your money a whole lot faster than here. Because on the passive side, you're generally looking for something like a 10% annual return on your money. It might be 15%, it might be 8%, but you get the idea. It's something in that range. As an active investor, you can shoot for numbers that are a whole lot larger. It's not uncommon, especially for early stage businesses, to grow by 50% a year, sometimes 100% a year. If you made $100,000 this year, it's not uncommon for somebody to make $300,000 the year after that and then a million dollar the year after that, assuming that you are actively involved. Now, I get it. Most businesses fail. Most businesses are not going to make a million dollars a year, but some will. And this is where you got to understand what are your goals. Is that something you want to do? Because we can just take a look at the math. So, you take the $10,000, you go and open up an LLC, you get the basic agreement set up, and then you go and invest it into whatever your business idea is, and you don't fail, but you don't actually blow up either. You start year one, you work every single day, and you make yourself a solid $50,000 a year. Nothing crazy, but hey, it's a decent business. Now, we're going to assume that you don't see any explosive growth. You just see slow and steady growth of 20% a year, which you bet is crazy on the passive side, but remember, you are not actively working to grow your business. You're trying to take more sales calls. You're trying to drive up the prices. You're trying to get more customers. You are working every single day to do that. Well, now take a look at what the numbers look like. Year one, you made $50,000. Year two, you grew. Now you made $60,000. Now it's your third year in business, and you grew again. Now you made $72,000. Again, nothing explosive, but you're starting to see the hard work is starting to pay off because you're making a little bit more money every single year. Now, moving on to year four, you're now at $86,000. And then in year five, you finally crossed $100,000 a year. You're now making $104,000 a year. Again, nothing crazy, but you really worked hard to get there, and you're growing slowly but steadily. But now look at what happens if you continue growing your business slowly but steadily over the next 5 10 20 years. You've been grinding day in and day out for a decade and now you're starting to see some bigger gains because now you're making $310,000 a year in your business. Again, nothing explosive. You've heard of people making millions of dollars a year. We're talking about your business doing $300,000 a year after a decade. Now let's fast forward another decade. Now year 20, you're making about $1.9 million a year. Your business is now finally doing over a million a year decades later. Fast forward one more decade and now your business is doing over $11 million a year. So you can really start to see that wealth compound and grow with more time. But it does come with more risk. Some businesses are going to do the $10 million a year way up here in the first five years. Most people will not do it. But if you go for slow and steady gains, and I get it, 20% is not slow and steady, but it is very achievable when you start a business. It's not unheard of for a business to grow by 100% a year in the first 5 to 10 years, depending on how aggressive you are, especially your bootstrapped. It's 100% possible. But you can start to see now the income potential really starts to grow as an active investor. Now, the difficult part is you have to actually figure out what to do. What are you going to sell? How are you going to do it? Starting a business is not easy. is not for everybody, but the numbers show you how if you're willing to do it, if you're willing to grind through it and get punched in the face and make mistakes and take those risks, you're going to have the ability to grow. I'm telling you from experience, it is possible. I have failed in many businesses, but if you're willing to stick with it, you can start to see a lot more of the financial gain that you're never going to be able to see anywhere else. but it comes with the most risk because that $10,000 could also go down to zero just as fast. So with the active side, the goal now is to grow by at least 20% a year. And that's with you working and your money working to be able to grow. And you can start this with way less than $10,000. This brings me now to option number three, the other option. This option number three is arguably coming with the lowest risk, but it has some of the highest potential returns. This is you investing in your income and your skills by investing in yourself. And a lot of people say that, but let me get a little bit more specific. The first thing that I recommend you do here is to get an MBA level education without actually paying for an MBA. Now, what do I mean by that? You want to go ahead and get an MBA. It's going to cost you like a $100,000. But you don't have to spend all that money. Instead, I want you to go out and read 25 books. I want you to buy five books on money management and investing. Read them. I want you to read five books on starting a business. Read them. I want you to read five books on managing people and leadership. Read them. I want you to read five books about marketing and sales. Read them. And then I want you to read five books on some of your favorite entrepreneurs, successful people. Read their biographies. If you read these 25 books, you're going to have an MBA level education for a fraction of the price. But the key is you have to actually read them. Now when I say this, everybody says, "Okay, Dasp, which book should I read? Tell me which ones. Give me a list." I don't care. Go to Amazon. Go to Audible. Find the top books in each ones by reviews and now go and read them because I can guarantee you that if you're willing to invest in your personal development in this way where you are going to actually read these 25 books over the next year, you're going to have a completely different outlook on life, money, investing, and wealth. and you're going to have a whole new suite of education that will amplify whatever you're doing and how much money you're making. And I don't care what you do for a living. The second thing that you can do is you can invest your money into a high income skill. There are some skills that are very highly paid. For example, right now, anything related to AI, AI automation. If you can learn how this stuff works, that way you can go to a business and help them save time, save money with AI, you bet they'll be willing to pay you and they'll pay you a lot of money because some businesses could save thousands of dollars a month, others thousands of dollars a week, other thousands of dollars a day just by implementing some things related to AI. That's one thing that you can do. Number two is marketing. Now, marketing is a very broad term, but I'm going to get more specific. There's SEO, which is how do you get ranked on Google. Now, there are things like AEO and GEO, which is how do you get ranked by AI? Everybody on the internet wants their articles, their website, their videos to be ranked by the AI engines. Chad, GPT, Claw, Gemini Perplexity. Well, there's a science to it, and if you can learn it, you bet people will be willing to pay you for it. Number three is sales. Now, sales is an interesting one because when people think sales, they're think of somebody who is just pressuring somebody and just down your throat forcing you to buy something. That's not truly sales. What sales truly is is being able to identify somebody who has a particular problem and you have a solution to that problem. And now you can deliver that solution without actually feel like you're selling because the best salespeople are not actually selling. All they're doing is they're presenting you with a problem at the right time. Now, once you get into persuasion and other things like that, that is also very useful. But the first key is really just being able to have those basic human skills to be able to read people and understand what is your problem. Are you a potential fit for the solution that I have? If not, I shouldn't be wasting my time with you. I need to get myself a better lead. If you are a good fit, how do I drive you closer to the sale? That's what sales is about. There's some great resources out there to help you learn those things and it's a great skill for whatever that you do. The fourth one that I want to talk about right now is a trade. And I haven't really been talking about this a lot, but the reality is now the new era of millionaires are going to be plumbers, electricians, HVAC people, all the people that are now working with their hands. The things that people hated for the last so many years, well, they're now coming back because robots are taking jobs. Robots are taking white collar jobs. AI is taking jobs, but those skills, you know, roofing and doing the electrical and the plumbing and other things like that, those are a lot harder to replace with robots. Not impossible, but a lot harder. And there's a lot of demand for those things now because we're building so much stuff, whether it's housing or data centers and all that other cool stuff. We just don't have enough people to build it because people don't want to do those jobs. Well, if you can do that during a time when there's a lot of demand, you can start to make more money doing it. So, we talked about getting an MBA level education without paying for the MBA by reading 25 books. We talked about investing in the different skills that we just talked about. The third thing will be getting a certificate because if you want to advance to the next level in your career, in your work a job, sometimes that could be getting a certificate, getting a license, getting a thing that allows you to advance to the next stage of your career. And now because of the internet, there are so many certificates that you can change. You don't have to go out and get a whole new degree to get a career change. You can go out to the internet and learn a whole new skill that will allow you to get a whole new career and a whole new job that might be able to pay you a lot more money. There are many certificates on the internet that are involved with data science, that are involved with AI, that are involved in technology that'll pay six figures a year. And if you don't have any experience with it, the first step would be to get a certificate. It might cost you a few thousand dollar, maybe less, maybe more depending on where it is. Make sure it's reputable because unfortunately there are scams out there. But if you can learn a skill and you were ambitious, that can help you open up a whole new career opportunity because you have now that basic skill set which is the certificate. Now, here's the problem. People often write to rely on a piece of paper too much. I have a degree. I have a certificate. I should be eligible for all these jobs. And sure, you might be eligible, but you might not get the job. The next thing is you got to show you're ambitious and actually smart. And this is what actually is going to separate you from everybody else. Because anybody can get a certificate, but not everybody is going to be qualified to work a job. So, how can you show that you are qualified to an employer? Show your ambition. Show the work that you've done. Show how you are obsessed with this craft. Show how you are the best with your craft. And maybe you have to work for free for a little while. I call this the financial tuition that you have to pay. Everybody wants to make money right now, but you pay tuition to get your real degree. That's your formal education. But if you really want to make more money, you also got to be willing to pay the financial tuition, which is sometimes working for free. That way you can learn and level up. That way you can get a higher paying job as well. So we talked about paying for the MBA level education without getting the MBA through reading books. We talked about investing in your skills. We talked about investing in certificates. Number four is investing in your network. Finding mentors, finding coaches, finding consultants who have access to more knowledge, more people, more stuff. And now you can buy your way there. Sometimes you got to do that if you want to get into people's networks. I have done this many times to get people to know who I am is well, I would pay people for coaching, pay people for consulting, pay people for classes. And not only can you learn something, but now you can become friends and in the know with more people. It's not always cheap, but it's a way for you to leverage people's network to be able to open up new business opportunities. So, we're talking about here are the other ways that you can invest your money. And here the returns are really infinite because well if you can get a whole new income, a whole new career or start something brand new, there's no limit to how much you can earn when you start to have that abundance mindset and you start to see that you can double, triple, quadruple, 10x what you're doing now just by changing what you're learning and changing what your knowledge is. Plus, it can allow you to live a much more fulfilled and happy life once you start to unlock that in your mindset. So, what we talked about in this video is that if you have $10,000, there are many different ways for you to invest it. You can invest it passively, actively, or what we call other. Passively investing it will be like something in the stock market or into something like real estate. In the stock market, we talked about how you can invest that money today, but the risk is that the markets fall. How do you combat that risk? By investing your money for long enough time because we've seen that the markets generally go up over time. And so if you give the money enough time, it will go up assuming you made a good investment and you don't sell. But that might not be the only option. The other option is you can ABB into the markets. Remember I talked about my ebook. You can ABB into the markets. That allows you now to dollar cost average way when markets are up, down, and sideways. Or you can start to look for more opportunities. You can look for an economic opportunity, which is when you see a market crash, which is a great time to come in and buy more aggressively. Or you can look for a market opportunity, a market shift, which is when you see an opportunity where money is moving, you can come in there and buy more aggressively as well. Now, what about real estate? Don't you need a lot more money to invest in real estate? And yes, you do. But there are alternative ways for you to get exposure to real estate, which would be things like alternative real estate investment platforms or through things like syndicate deals, which will give you exposure to real estate with a lot less than hundreds of thousands of dollars. You can definitely start with $10,000 or less. This passive investing generally is trying to grow by around 10% a year because you're just throwing your money at something and letting the economy and markets do their thing. Sometimes more, sometimes less, but that's generally the average. The next option is to be more active with your investments. This is now you're not just investing your money, but you're also investing your time. This is something like starting a business because now if you can start a business, you can actively work to grow how much money you're making. And we can see that over time if you can grow your money by 20% a year, which is 100% possible, not guaranteed because it is risky, but it's definitely possible to grow your business by 20% a year. Well, now over the years, you can definitely build a million-doll income or more, assuming that you just slowly compound and keep growing what you're doing. And then we talked about the other option which would be things like investing in your own knowledge by reading books, investing in skills, investing in certificates, or going out and actually investing in your network. These are all different ways to invest the $10,000. Now, the right answer for you is going to depend on where you are and what your goals are because personal finance is personal. But I hope you now have the knowledge to understand the different ways that you can invest your money and find the best option for you. So now my ask is number one, what are you most interested in? Let me know in the comments. I'm very interested to hear what you think because I want to see if more people are interested here or here or here. That way I can create more content for that. And then number two, if you got value out of this video, the best thank you is a referral. So if you could please share this video with a friend, family member, colleague, or fellow investor. That way we can continue to spread this type of financial education. Thank you. America is now officially running out of people to keep buying its debt. So, the Treasury Secretary just announced that on September 9th, we're going to get creative. We, the United States of America, are going to buy up our own debt. Take a listen. >> We routinely do buybacks, and we're going to increase the size of the buyback. And yes, sir.