BOLSA EM ALTA: Como eu estou aproveitando a oportunidade para investir!

Let's make another contribution to the stocks in the channel's portfolio today , because we have some opportunities, even though the Bovespa is rising strongly today, right? If you've been following, we are almost at 190,000 points again, and opening the Ibovespa here together, take a look. The Ibovespa is currently at 187. It even dropped a little, but look, if we take it here, it passed 189,000 points today , okay? The market is fluctuating, it's still open. And we have a reason for all this rise, right? Mainly with the elections approaching, the presidential election on October 4th, right? So we have here, look, a poll came out, Lula and Flávio Bolsonaro are tied in the second round, and this makes the market optimistic. I brought a video here on the channel yesterday talking about which stocks we could take advantage of , right, to kind of shield the portfolio, because we do have investment opportunities right now, for strategic contributions. And looking at our portfolio here, we are doing very well, right, in the stocks section, mainly. The stock section is right here , with a total one-year return, investing in this portfolio, of 26.5%. The variation is here, but look at the potential we have just because of the dividends we receive by investing in stocks. The portfolio today has 10 stocks, six real estate funds, five international ETFs, and here three assets that are basically the same thing, only their duration changes, right? The duration, the maturity of the assets, which is basically aiming at a possible sell movement after we have the mark-to-market, right? It's important to make money through mark-to-market. When the IPCA, the IPCA bonds start to fall, they already started to fall a little, but still nothing significant, and this was even enough for this IPCA plus 2040 one to be a little positive, but it's still little, very little. So I'm leaving it there, it's on the side. Looking here at the Earnings section, we received a nice amount of Earnings this time, which has even changed here, look. Which stock paid the most Earnings in the portfolio? BB Seguridade with 28.3% . Of the portfolio's earnings, they belong to BB Seguridade. R $ 167 total. We can already see here on the chart that this month will be the strongest month for the portfolio, a dividend record for this portfolio. And we already received 111 and another R $ 48 will arrive. Down here we see that BB Seguridade was the one that paid now. On the 6th, actually, on 09/03, I received R $ 103.13. This is already in our account. It's already in our account. In fact, it's right here, in the EKI Investimento account. You can see right here, R $ 368. Let me move it up a little, look. R $ 368.72 is what we have to invest today, okay? What do you mean, Carlos? But aren't the investments R $ 250 a week? Yes, it's R $ 250 a week. I sent R $ 250 to the brokerage again this Tuesday. That's it . And there's a playlist right down here. You must be following it right below the video. And in every video you see me investing usually around 250. So , what happened? Why do we have R $ 368 here? Why? I sent R $ 250 there, I sent more, well, I didn't send it, right? I received the earnings from BB Seguridade there, which you saw were a hundred and something reais. Then there was also some left over in the account. Added it all up, man. It comes to this investment here. Thank God we'll be able to give the portfolio a boost. And 368. Let me just check one thing. I think, man, that we're, look at that, we're going to get very close to R $ 17,000 invested. Beautiful, huh? Beautiful. We will definitely close the year above R $ 17,000. And next year I hope it gets a boost and we surpass R $ 50,000 invested. Have you thought about it? Just one year investing in this portfolio and we already have good results. It's really cool. In dividends alone, we already have here, look, R $ 619.29 that we received in total. This keeps increasing, increasing, increasing. And due to the fact that I reinvest, right, I don't take the money and go out spending it, I simply cycle it, right, within the portfolio itself. This makes me have more stocks, more real estate funds, more fixed income. And man, this is growing the snowball. And that is the goal of this portfolio. To show you here, even though I don't choose the best moments to make the investment, because I could invest on a Wednesday, a Monday, a Friday, we have several days that are better, right? Out of nowhere the market drops and we could take advantage more, but no. I'm doing the basics of the basics to prove to you, to show you that it's possible to invest with peace of mind just by having consistency and getting good results. And that's what we're doing here. I created a structure, the idea here would be 45%in Brazilian stocks, we're at 47%, 20%in international ETFs, 20%in real estate funds, and 15%in direct treasury bonds. But look, it will stay very close to that. Sometimes I unbalance it a bit, which is exactly what I'm going to do today. I'm going to increase it, we're already at 47%in Brazilian stocks, I'm going to increase our stake in Brazilian stocks even more . Everything is fine, there's nothing wrong with that. Why? From time to time , I take advantage of what I see as a better opportunity, and then we adjust the portfolio, right? You keep it under control over time. And look here at the stock portion alone. Oh, and why aren't I going for the other international ETFs? I could even invest in dollars right now. Let's see here how much the dollar is today. 5.13. That's okay. That's okay. But in the last 5 days it was even lower, 5.10. Anyway, it's low compared to the last year, it's low. It would be interesting to invest, but no. Uh, international ETFs, I'm going to set them aside for a bit now. I won't contribute to them today. Look, man, I hadn't even seen this GDX ETF, which is the one I left in the smallest position in the international ETF portfolio. If you've been following the latest videos , I said it's the most volatile of all these here, okay? Most volatile. And it had a drop, if I'm not mistaken, of this much, 20%, right? 20%drop. And I said: "No, I'll keep it on standby for a bit longer because I wanted to take advantage of other opportunities here." And then, look what happened. Now it's -4.38. In other words, it went up, it significantly reduced the drop, and possibly in a little while this will be positive. I kind of missed the timing, but I took advantage of others, right? I think we can't have it all. If I had 1,000 or 5,000 reais to contribute each time in this series, things would be different. But no, I have to, you know, stay within the 250 plus the dividends we receive. And that's it, everything is fine. Very soon I'm sure we'll be contributing much more, it'll be 250 plus a bunch of earnings we'll be receiving, and this portfolio will be really cool, I'm sure. So let's take our time. International EF, I'll set it aside. Real estate funds. We have six real estate funds and, unfortunately, things aren't looking too good. See, what's dragging down the portfolio are the real estate funds. And we're seeing a lot of bad things regarding real estate funds, right? Including three of them right here in the portfolio. So, man, it's kind of weighing on it. TGAR11, GGRC11, those deals where they buy by paying with shares, buying properties and paying with new shares. So, man, it's full of drama. As an example, you must know what's going on with TRXF11, right? It's a classic example we've been using as a model. And GGRC11 has also done a lot of that, a lot of offerings. I think in the last two years, there have been about six share offerings, man. That's a lot of offerings. Take TGAR11, look at this, my average price is R $ 78.54 and today it's R $ 46. Is the fund in trouble? No , it's not in trouble, but it's a sharp drop, right? A sharp drop. I'm losing R $ 260 here at the moment. If I were to sell now, right? Of course, I don't want this fund to plummet, especially since its P/B ratio is, damn, already at 0.43, it's very low, like buying something worth R $ 100 and paying R $ 43, you know? It's crazy. But this is largely due to market pressure, right? Interest rates and everything else, then we also have these two here. Anyway, I'm setting it aside for the moment. Maybe in the next contribution we'll put some money into real estate funds. We'll see, we'll see. But looking at the stock portfolio today— and while we're talking about stocks, the first link in the description is a link for you to download a stock retirement simulator. If you're subscribed here and following the series, you've probably already downloaded it. Now, if you haven't downloaded it yet, take advantage, it's free, it's right down there, okay? So, looking at the portfolio, the largest position was BB Seguridade, which certainly proved to be a success in my investments, right? This was a success. We have an average price of R $ 33.88 and today it's already over R $ 42. Including dividends, it's up to a 35% total return. BRBI11, which I've been buying insistently, right? In the last few episodes, I've been buying BRBI11, BR Partners. I've already talked about it and explained, there are specific videos about it showing why I'm buying it. And I talk a lot about the negative correlation with interest rates, right? With rates this high, there's no real way for it to perform well. And that's what we see here in the stock price, a reflection in the price. So we have an average price of 15.28. I took advantage, even lowered my average price a bit, and it’s already up. If I’m not mistaken, it was at 12 and something. Let me even check the last contribution I made here. We go to transactions in "Investidor 10". Then here, look, I bought BRB11, it was 12 shares at 13.55. Even before that, I had bought BRB11 at 12.60 and also bought at 12.71. So the position has already gone up. Here we can already see it's at 14. and 20 at this moment, right? The spread I had between my average price and the current price has decreased a little, but I still see it very well, okay? I still see it very well. Then others I could also take advantage of, which I, by the way, did take advantage of, right? I took advantage while I could, Semin Mineração, average price of R $ 5.40, it was R $ 4.00. It was R $ 4.00, it's R $ 6.70. I spoke about it, I made a video about it, it's R $ 6.70. Go to the channel here and you'll see. We see Grendene, which I also could have bought more of, it already went up, it was clearing, it was I think it hit the two range, I think, I even think it reached...Let's take a quick look here. Grendene in the last month is up 7.8%. It reached 3.41, let me put it here so we can see it properly. Yeah, it reached 3.40-something, okay? In the last month alone it's up 7%. Semin3 is up 22%in the last month, 22%. And BR Partners is already up almost 12%here, look. I managed to buy here quite low. It reached below 12, look. It reached 11.74. So I managed to take advantage of good moments, I made good contributions, yes. Then we have this issue here of the election and, anyway, a lot has changed, right? If we take Grendene here, look at the insiders, right? Management, fiscal council, anyway, people from the inside. People from the inside buying at an average price of R $ 2.50, bought almost 10 million shares. Almost 10 million. Bought almost R $ 25 million in Grendene. This shows us a lot, right? Why would they on the inside be buying? Then Semin, but here it was a stock buyback. The company itself repurchased 29 million shares in month 6 at a price of 4.34. Look how low it was, right? 4.34. And later it bought 20 million shares at an average price of 5.54, and now it's almost 7 reais. It's already almost 7 reais here, look, 6.70. Anyway , we have good things, don't we? A lot of volatility in the market right now. I could take the chance to buy one of these, but I'll buy another stock. I'm going to buy another stock, and look, if you've been following, you've seen I don't go trend surfing, like, if something goes up, I immediately look at something else. I always try to take advantage within my portfolio, I don't look outside. It's even interesting because people commented at the beginning of this journey, when I started from scratch, that I was adding too many assets. Man, I have 10 stocks, seriously. I have 10 stocks. All right. For 1,000 reais it might have been few, but we're already at 17 thousand. I also considered the contribution volume , because it's 250, but it's per week. So we have 1,000 reais per month. And I know that very soon we will have 50,000 , and shortly after 100,000 invested in this portfolio. So what did I do? I first established the stocks I wanted to have in this portfolio here. Look, there are only 10. I might even slim it down a bit more, and I'll probably do that in the next videos. But for real estate funds, I only have six. Then there are international ETFs here and Treasury bonds. Man, the portfolio is lean. It's lean. Ah, it would be one thing if I had 15, 20, 40 stocks. That would be crazy, right? But it's not. So I always keep looking for opportunities within my portfolio. And look, outside of this portfolio, you'll find other opportunities, I'm sure. But I don't keep looking outside. I've already established sectors here, there are different sectors, companies of different sizes, there are small caps, there are blue chips, man, there are many different types of stocks here, so there's an entire structure set up, okay? So that's it. I included this one that actually dropped a lot, 26.5%, I think it even went up a little, okay? Melonic is a point with more sensitivity here, especially as it's a company in the real estate sector. I already knew that, I knew the risk, both the risk of it going up and the risk of it falling. That was it. So let's go. I'm going to make today's contribution. Today's contribution will go to two stocks I have here in this portfolio. Then we go to EQ Investimentos. Actually, let me give you a quick invitation. You can come here to the channel's homepage, subscribe to the channel, and then become a channel member. Right here, channel member. And then you'll have access for 7.99 to the stock projection price table. This is very important. I use it, and the students in the RD community use it too. You'll have access to this as well. It's updated and comes with an exclusive group of investors in the members 'area for you to chat with other investors if you want. And also, there will be a gift for the member of the month: the member who watches the most videos, shares the most, likes the most—in short, interacts dynamically and with quality, right? It's no use just saying good morning or good night. It's the person who is really there commenting and participating. The gift will be a 50 BRL Pix transfer for you to invest however you like, plus a personalized mug from the Renda de Dinheiro channel. And there's one more thing, right? There's another little thing here that is linked to EQ Investimentos, okay? This is only for those who are members. By joining, you'll end up finding out, okay? EQ Investimentos currently uses the BTG platform, a great brokerage, a great platform. We can see here that there are fewer stocks, right? Fewer positions here because there's still a portion at Banco Inter that I still need to transfer the custody of, but it's there; it doesn't change anything. Then here under stocks, we can see what I already have in the portfolio. And I can come here and take a look. I'll come here to this one, Irani. I clicked on Irani, and it already has a buy recommendation here, but that's not why I'm buying it. My average price, my average price including dividends. Look how cool, 6 BRL is my average price, but then you have to consider the dividends you've already received, right? And they already account for that, and it's 8.82 BRL. They have a target price of 14 BRL, which is a 78% potential for me. If I buy today, it might reach that, right, folks? It doesn't mean it will reach it; this is variable income. Then down here, you will have access to many things. The contributions I've already made to Irani, you have, let me see, let me go back here because it's not quite here. I'm back here in the workspace, look. And here I set it up with the stocks I want to track, okay? I’m the one who adds these stocks. Then I click here on Irani, look. Look at that, they also have all those same things there, insights, a three-month analysis, my position, price changes, ROE, ROI, anyway, all the company's key indicators. And then we click here, for example, we can see the latest market announcement, look, 8/07, which was about dividend payments. They actually paid out 25%of the adjusted net income in the second quarter, which came to 3 cents per share. Then we can grab the three-month analysis here and look, they talk about the quarterly results. So I don't have to keep going there to open the IR site, search, and all that. They already bring it here summarized for me, see? Irani delivered a solid second quarter in line with an EBITDA of 132 million reais. It had an 18% quarter-over-quarter increase, sustained by stable operations. Anyway, you keep reading here and they even mention that the main highlight was the cash flow generation, reaching 118 million in the quarter, equivalent to an annualized yield of 25%. There was lower capex, meaning 48 million less in investments, and lower financial expenses as well. Leverage also dropped , it was 2.11, down to 2.07. And taking advantage here of the markets, they even mention something else I had seen, look, a 50%payout until the end of the year and a cheap valuation here, 4.7 times EBITDA. I expect a total estimated return of 10 to 11%in yield by 2026, including dividends and buybacks. And here it is, they even said there was an additional negative impact of 4.5 million reais due to third-party energy purchases. So it’s also a one-time thing. Anyway, I'm going to buy Irani, increase my position. So, how do I do it? I come here to the corner, look, trade, buy. I need to add the "F" at the end for fractional shares, right? So I'll buy some shares here. Let's see. I'll just keep adding them here. It already shows me here, look, 47 dollars and it keeps going up, keeps going up. And my projected portfolio balance goes down, okay? Right here, look. So, I'll keep buying, buying, I'll choose the quantity I want to buy of Irani, roughly 267, I'll leave 100 dollars for another one, okay? So, let's go shopping. I'll confirm here and that's it, the purchase is done, it's executed . Another stock I'll take advantage of is one I have in my portfolio, which is the automotive sector, Metal Leve. It hasn't gone up yet, it's well below my target price. So let's go. We put Leve 3 here, press enter. So we come here as well, see, Metal Leve, click on trade, trade, buy. Then put LEVE3F, same thing , because it's the fractional market. And then we increase it here, buying three shares and there will be 2.50 left in the wallet, okay? And then I buy here, confirm, and that's it. Then I come here to orders, we see the orders here, look. It's still open. Metal Leve hasn't executed yet, but in the meantime, I'll fill it in on Investidor 10. Irani was 34 shares at 7.87. So for Irani I put here 34 at 7.87. Confirm. Done. And the other one is Leve 3, right? So put Leve 3 here. It was three shares. It hasn't executed yet. Anyway, it hasn't executed yet, but it will execute soon. I'll fill it in on Investidor 10 and in the next episode we'll show how the portfolio turned out, which is what we always do, the portfolio update and then move on to the contributions, 250 BRL invested here every Tuesday. Tell me in the comments what you are buying at this moment, even with the stock market rising a lot. Curious to know? I read all the comments. Subscribe to the channel and take advantage of the members' area too. The link is also down here for you to join. A big hug and see you later.