It's Over: America Is Now Buying Its Own Debt

America's now officially running out of people to keep buying its debt. So, the Treasury Secretary just announced that on September 9th, we're going to get creative. We, the United States of America, are going to buy up our own debt. Take a listen. >> We routinely do buybacks, and we're going to increase the size of the buyback. And, you know, Sarah, I would note that it could be more than the uh 4 billion per issue. >> The United States government has one source of revenue, tax dollars from taxpayers. And the problem is we have been spending way more money than we're generating from taxes, which is why we now officially have more than 40 trillion dollars worth of national debt. And now, people want to stop lending money to us to keep making up this difference. And this has been creating some of the biggest chaos we've seen in the bond market in decades. And this is where the Trump administration has put together a very interesting plan. The problem is we're not generating enough tax dollars to cover all of our spending. Then, we use debt to cover all the spending. But because we have so much national debt, we don't have enough people that are going to continue lending us money. So, how about we, the United States, now just fund our own debt. Problem solved. We have a lender. It's us. And now you, being the financially savvy person that you are, are probably scratching your head wondering, "Wait, the government doesn't have enough money to cover their basic expenses. So, how are we going to fund our own debt?" Yeah, that's the problem. It's a process called nominal long-end liquidity support buybacks, which is just a fancy way of saying the government is getting a new Amex so they can pay off their Visa. Now, this is where most people are panicking, but I want you to be able to see the opportunity. Because anytime we see a shift in government spending, we're seeing a shift in where money is moving. And when money moves, that creates new and unique investment opportunities that you want to pay attention to. In this video, I'm going to break down what's going on, that way you can be a smarter investor because most people are not going to pay attention until they start to feel the pain in their wallets, but I want you to be able to understand what's happening, that way you can understand how you can actually use this shift to your advantage to grow your investments even better. So, let's jump right in. By the way, you might have noticed that for the last few weeks, I haven't been publishing regularly, which is the first time I've ever done that in more than 10 years, but the reason why is because number one, we had a bunch of exciting upgrades and changes coming at Briefs Finance, which is the company that I've been running, and number two, I just started writing a book. Yes, a book. I didn't think that I was going to write a book, but I feel like now with where I am in life, it is about time for me to start writing a book. Yes, it's not going to be coming up for a while. I literally just started it. So, I just wanted to keep you posted because of all of your loyal support and love here on YouTube. If you want to hear about when I actually publish my book, I'll put a short Google Form that way you can just give me your contact information, that way I can keep you posted on the status of my book, which I don't know when it's going to go live, but I started writing it now. So, if you want to keep up-to-date on my book and be the first person to hear about when my book is actually going to go live, my first real book, physical book, well, I have the Google Form for you down in the description below, that way you can keep up on it. In 2025, the United States government collected approximately $5 trillion in taxes. Where did they collect these taxes from? Well, number one is your income tax. You go to work every single day to get paid, you got to pay some of that money in taxes. On top of your income tax, you also have to pay payroll taxes, which is your Medicare and Social Security tax, every time you go to work to get paid. Then when you go to the store and buy something, you got to pay a sales tax. Then if you get fortunate enough to buy a house, you got to pay a property tax. Then you have to pay a capital gains tax if you buy an investment and you sell it for a profit. Then you have to think about tariff taxes. Then if you run a big company, you have to think about corporate taxes every time you make a dollar of profit. Then you have to think about state and local taxes because certain states like California and New York, have very high state and local taxes. Then you have to think about your death tax because if you die with a lot of money, it's also called an estate tax, you then have to pay that estate tax to the government. And then number 10 is what I like to call the other tax, which is essentially all the other taxes lumped into this. So, alcohol taxes, cigarette taxes, toll taxes, those are the other taxes. The government collects this $5 trillion, and in 2025, the government spent roughly $7 trillion. Where did they spend this money? Well, they spend this money on things like social security. They spend this money on their military. And they also spend this money on interest payments because now that we have $40 trillion worth of national debt, our interest payments are racking up. And they're racking up because of two reasons. Number one is because we have so much debt, but also number two, our debt is getting more expensive. Because in 2020/2021, we refinanced our debt because interest rates were at the lowest levels ever. So, just like everybody else, the government refinanced their debt. But the government did something very weird in that 2020/2021 time. Instead of locking in a 30-year fixed-rate low interest payment, like a lot of people did with their mortgages, the government said, "How about we get a little bit more aggressive? Instead of locking in a 2.1% loan for 30 years, let's do a 5-year 1.8% loan." It was a little bit cheaper, but it was only for 5 years because everybody thought, "Well, we'll just readjust in 5 years, and hopefully interest rates will also stay low." Well, here we are today in 2026, and we have approximately a third of our national debt that is about to readjust in 2026, and it's not readjusting at 1.8% or 2% or 3% or 4% because interest rates are so much higher. And so now our national debt has become so much more expensive not just because we have so much more debt, but because it's readjusting at higher interest rates. Because interest rates are so much higher now than where we were before. This is why the fastest growing expense for the United States government is not a military, it's not veterans benefits, it's interest payments on our debt. In fact, we're spending more money on interest than we are on our entire military budget. All that means now is that our spending is becoming more and more expensive, which means we need more debt. We need more IOUs because the government needs to continue borrowing more money. And now the question is where does the government actually borrow this money from? Well, they can borrow this money from private people, people like you and me because you can go out and lend this money to the United States government. It's called a Treasury. When you lend your money to the United States government, you're going to get paid back with interest. But that's not the only option. Option number two is it could be institutions like banks and pension funds and hedge funds. They also have these huge sums of cash that they can lend to the United States government and earn some interest while they're waiting. And then option number three are foreign countries. Countries like Japan, the United Kingdom, China. These countries have been lending money to the United States to help make up for all of our debt. The problem that we're seeing today is that these lenders are not there the way that they were before. Foreign countries like China, which used to be one of the biggest lenders for the United States, have turned into sellers of our debt. Banks and hedge funds can only buy so much of the debt and people are saying, "You know what? I am not sure about inflation. I don't know if I want to hold on to government debt for 30 years because I don't know what the value of the dollar is going to be. I don't know what the United States economy is going to look like and because of those concerns, I don't want to tie up my money in United States debt for the next 30 years, even though I might get a 4, 5, 6% interest rate. That's not enough for my risk. And this is where two things happened. The first thing that happened is supply and demand. When there's not enough lenders to the United States government, what happens? The government has to incentivize you to keep lending money to them because they need more debt. And so they're going to have to figure out how they're going to get more lenders. And option number one is supply and demand, interest rates go up. This is why we saw bond rates, Treasury bond rates go up to the highest levels we have seen in decades because there weren't enough lenders to the government. If everybody was just throwing money at the government, they don't need to give you high interest rates. They could just give low interest rates because they have so many people that are willing to lend their money to the government. But that's not what was happening. There was not enough people lending money to the government, so the government had to keep jacking up interest rates to incentivize them to lend more money to the government. You can see why that's a problem because that makes this national debt more expensive because there's not enough people lending money to the government, so the interest payments that the government has to pay are now a lot more expensive. And this is where the second thing happened. The government said, "Okay, we don't have enough lenders for our national debt. Interest rates are skyrocketing causing our national debt to get more expensive causing our spending to become a bigger problem because we have to spend so much money in interest. Let's get creative. How about we, the United States government, become another lender for ourselves. We're going to spend money to buy up our own debt." And this is what the Treasury Secretary just announced. They're going to start this new program on September 9th, 2026, and this news has caused interest rates to calm down a little bit because people are excited that now there's going to be a whole new set of demand for for debt. There's going to be all these new buyers for our debt, and the buyer is just ourselves. It's kind of like borrowing money from your Amex to pay off your Visa. There are three things that have built more wealth than anything else over the last 100 years: investing in stocks, investing in real estate, and starting a business. Starting a business is the most risky, but it has the most upside potential. And a lot of people have been turned off about this idea of starting a business because you think it's going to cost thousands of dollars to hire a developer to build the stuff, to build my website, but it doesn't have to be that way anymore. 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AEO is how you get ranked on ChatGPT. Now, to be clear, you still have to build the business and get customers and do all that other stuff, but now the whole pain of how do you actually get started and build a website has become so much easier thanks to my sponsor, GoDaddy, and their Arrow AI Builder. So, if you want to learn more, all you have to do is scan the QR code on this page, and I also have the link for you down in the description below. And when you use my special link or QR code, you're also going to get 50 free AI credits just because you're watching this video. Now, this is where we run into a small problem, or a big problem because we don't have any extra money. I mean, if we did, we wouldn't be $40 trillion in debt. So, how is the government going to actually run this system? Well, the true mechanics are hidden under a very complex terminology, which is called nominal long end liquidity support buybacks. But, let me explain what that means in plain English. When the government goes out to issue this debt, not all debt is the same. They have short-term debt, then they issue long-term debt. The short-term debt might be 1 year or 5 years. The long-term debt is your 30-year debt. And what we have seen, or the government has seen, is that there's still a lot of demand for the short-term debt, but the demand for the long-term debt, it's what's going away. And so, the interest rates on this long-term debt have been skyrocketing, which have been causing other problems in the economy. I'm going to talk more about that in just a minute. But, the short-term debt has been relatively stable. I say relatively, but it's been relatively stable because there's a lot more demand for the short-term debt. And so, now the government is saying, "How about we, the United States government, just issue more short-term debt? And now we can borrow more money from the short-term, and then we can spend this money to buy back our long-term debt. Problem solved. Except, there's a couple key points here that I want you to understand. The first key point is something that I haven't listed on the board here yet, which is there's one more key lender to the United States government. And it's not a bank, but it's our central bank, and that central bank is the Federal Reserve Bank, otherwise known as the Fed. Now, the Federal [snorts] Reserve Bank is not a bank because you and I can't go there to deposit money. It's not a reserve because it's not sitting on any cash reserves, and it's actually not federal. It says so on its website. But, as the central bank, it has the ability to create money out of thin air, aka print money, and then lend it to the United States government. And this is what's been happening so much not just over the last few years, but over the last many decades that when the government spends money it doesn't have, it doesn't get enough money from here, [snorts] so the government has been going to the Federal Reserve Bank to print that money. So, if the government has to go out and borrow more money and spend more money, even if it's to lend money back to itself, there is probably going to be some element of lending from the Federal Reserve Bank, which means some element of money printing. And the reason why that's important is anytime you hear money spending from the government, that means inflation. Because when money gets created out of thin air, the value of each individual dollar goes down, causing the prices of things to go up, causing the value of your paycheck to go down, causing the value of your savings to have less buying power. This is why the government requires you to pay taxes, because the government has been printing all this money out of thin air, but if they could just print all this money, why do we have to pay taxes in the first place? The reason is if we just print too much money, it's going to create a huge inflation problem. That's why we're still facing big inflation from the pandemic money printing, because all the money printing diluted the value of the dollar. That's the first thing. The second thing was, wait, why do we have so much demand for short-term debt, but not that much demand from long-term debt? Well, long-term debt means that you have to trust the dollar for the long-term. Are people just really scared of the dollar long-term, but they feel okay trusting the dollar for the short-term? Partially, but the United States government also passed a very interesting new law 1 year ago, which changed the way that certain financial institutions have to lend money. Keyword, have to lend money to the United States government. Specifically, crypto companies. This was the genius act passed back in 2025, and what it said is that stablecoin companies will be required to back their stablecoins one-to-one with United States dollars. Meaning, if you have a billion dollars of stablecoins, you then have to buy one billion dollars worth of United States debt and it's primarily short-term debt. And so what we've been seeing happen >> [snorts] >> is the biggest and fastest growing lender to the United States government is not you and me. It's not banks. It's not foreign countries. It's not even the Federal Reserve Bank. It has been crypto [snorts] companies. Crypto companies like Tether are now some of the largest owners of United States debt in the world. And the reason why this is so important is because the government needs people to trust the dollar. It needs people to have faith in the dollar and it needs people to continually lend money to the United States government to help prop up the value of the dollar. Because if we don't have that, we are going to lose faith in the dollar. And the dollar's not backed by gold. It's not backed by any precious metal. It's backed by faith and promise. And so the entire value of our economic system, because our currency is what is the backbone of our economic system, depends on then faith and trust. And it's not just me saying this. Even the White House has put out a statement saying this regarding specifically crypto companies lending money to the United States dollar. Let me read you a statement from the White House. The genius act is a way to ensure United States dollar global reserve currency status. Now, as I was researching this video, one of the things that really I thought was interesting was everybody was talking about, okay, the government is collecting this money in taxes, they're spending more money in taxes, and so now we're going to do this swap. The government is going to borrow short-term debt and then use that money to pay off their long-term debt to then bring down interest rates, and they're going to use crypto companies to help keep short-term interest rates low. The government is going to work to keep long-term interest rates low. All that's cool. But it all revolves on this idea that the government is spending more money than they're bringing in. If we're going to spend our money to buy back our own debt, why don't we just spend less money to begin with? Because then this whole problem is solved if we just spend $5 trillion and and we bring in $5 trillion. But, there's a reason why we do that. Because our entire economic system runs on [snorts] spending. When you go to Chipotle and you spend a dollar, well, the people at Chipotle now have money to pay the workers, to pay the rent, to buy more food to build your bowl. But, if you walk into Chipotle and then you say, "You know what? I don't want anything." and you walk out, Chipotle doesn't have money to continue opening more stores. They don't even have money to keep the lights on and pay their employees. So, our economic system relies on you spending your money. And the largest spender in our economy is not me or you. It's not Tesla or Nvidia or SpaceX. It is the United States government. And we have become so addicted as a society and an economy on government spending that we have become reliant on the government spending money they don't have. So, if the government, hypothetically, were to cut back on, I don't know, $2 trillion worth of spending, that's almost 10% of our GDP. GDP is all the spending that happens in our economy, which means our economy would fall by almost 10%. To put this in perspective, during the 2008 crash, which was the worst recession that we saw since the Great Depression, which caused foreclosures around the country, which caused bankruptcies around the country, which caused extremely high unemployment rates, that 2008 crash saw our GDP fall by approximately 4.5%. This was the 2008 crash. Right now, our GDP is approximately $30 the biggest chunk of which is government spending because yes, government spending does show up in our GDP. And so now if we were to shrink our economic spending by $2 which means the government is going to now not live outside of its means. We're going to cut back on our spending and our GDP shrink by $2 well that would mean that our GDP would fall by an estimated 6 and 1/2% which would be about 50% worse than the 2008 crash. This is why now we have a problem where the government cannot control their spending because we have become addicted to government spending. If the government were to cut back on its expenses on its spending, we would [snorts] see a worse recession than the 2008 crash. It would be the worst recession and depression since the Great Depression potentially even worse than the Great Depression with unemployment levels way worse than 2008, foreclosures worse than 2008, bankruptcies worse than 2008. No president wants to see that happen under their administration. So instead what do we do? We just keep spending money and hope that well the bubble doesn't burst under our presidency. Now you might be thinking well just isn't this a problem? Couldn't this create more concerns in the future if we're just essentially borrowing money or potentially even printing money to pay back our own debt? That's a very smart and astute observation that you just made. Some people such as Ray Dalio, the founder of the biggest hedge fund in the world, have been talking about this. The problem is we don't know when that will become a problem. It's a problem that could happen. We just don't know when. I'll I should just play a clip of Ray Dalio talking about this. He calls it the debt death spiral. Take a listen. >> death spiral is that part of the cycle when you when the debtor needs to borrow money in order to pay debt service and it accelerates and then everybody sees that and they don't want to hold the debt. That's where we're approaching. >> Now that you understand what's going on here, let me talk about what this means for your money. By the way, this is why I put together a ebook called ABB, always be buying, how to find investment opportunities in any market. It's completely free when you get the digital version of this book where I break down how you can invest your money and find opportunities in any market to grow your investments. If you want to grab a copy of this ebook completely for free and as a bonus, you're also going to get access to market briefs, which is my newsletter for investors, also for free. If you want to get the ABB ebook and market briefs all for free, all you have to do is sign up and I have that link for you also down in the description below. So, what we know is that the United States government is collecting tax dollars and then spending all those tax dollars and then some, which is why now we have $40 trillion in debt. The problem is we are running out of lenders. Regular people, financial institutions, foreign countries are saying we don't want to continue lending money to the United States government and this is where the government says, instead of just working with the Federal Reserve Bank to print more money, how about we, the United States government, just become our own lender. The problem is we don't have the money to keep lending to to ourselves, so what are we going to do? We're going to use short-term debt, which we can force crypto companies to lend money to the government in the short-term. That's going to keep the short-term demand strong. We're going to then issue more short-term loans that we then we can take this money and then buy back our long-term debt to help control interest rates on our long-term debt. Well, why does this matter for you? The reason why it matters is because the interest rate on this government debt, again called Treasury debt, directly impacts you because this impacts your mortgage rate, your car loan rate, the interest rate you're going to get on your savings account, and the inflation that you were going to see. So, the reason why the government really wanted to get involved here is when there were this drop-off of lenders to the government debt, we saw bond rates skyrocket. Treasury rates skyrocketed because now the government had to incentivize these lenders with higher interest rates to continue lending money to the government. As that happened, we saw mortgage rate skyrocket. We saw car loan rate skyrocket. Credit card interest rate skyrocket. Business loan rate skyrocket. The reason why is if you read any financial textbook, what it tells you is that the safest investment in the world is United States debt, United States Treasuries. It's considered a, quote, risk-free investment. The reason why it's considered a risk-free investment is because the government always pays back their bills. What does that mean? Well, if you lend money to the government, the government is the least likely to default. That the government will pay you back plus interest because the government can just raise taxes. If the government doesn't have enough money from taxes, they can get the money printed from the Federal Reserve Bank. So, they'll always pay you back. There's no mention of the value of inflation, but the government will always pay you back plus interest. If the government defaults on their debt, well, that's going to create a global pandemonium and a crisis the likes of which the world has never seen. This is why it's considered a risk-free investment. The reason why I'm telling you this is now if we go into the minds of Chase Bank or Bank of America or whatever banking institution you go to to get your mortgage or loans from, they now have to decide where they're going to lend their money. And you walk in and you say, "I want to get a loan." Whether it's a car, a credit card, it whatever mortgage. Well, now the bank is going to say, "Okay, you could lose your job. You might not pay us back. You are a more risky investment than the United States government." So, who's going to pay a higher rate of interest? The United States government or you? Well, risk versus return says, "Because you are more risky, I should get a better rate of return from you to justify me taking the risk of lending money to you." So, if the government rates go up, you must pay a higher rate of interest as well. That's why this has a direct impact on you. Because when these lenders stop lending money to the government and treasury rates go up, all loan rates go up, which is why we saw mortgage rates skyrocket along with many other rates over 2026 because as treasury rates went up, that directly went then down to you. Now, as the government has come up with this plan of we are going to become our own lender by using the system of swapping short-term treasuries for long-term treasuries, the goal is to drive down these interest rates, which number one is going to help impact mortgage rates, car loan rates, and other things like that. It's not going to bring it down to 3 or 4%. But help stabilize it. But also to make our national debt cheaper. Because remember, in 2026, we are seeing almost a third of our national debt readjust. And as that debt readjusts, it's readjusting at the interest rates that we are at today, which is a lot higher than where we were 5 years ago, which makes our expenses, our interest payments on this debt, more expensive as well. This is why our government wants to drive down interest rates. It's so it can number one help people with mortgage rates and other things like that, but then also make this national debt cheaper. But there's a consequence, of course. That consequence is is other than well, some of this money is going to come from the Federal Reserve Bank. The Federal Reserve Bank is not sitting on any cash reserves. So, what do they do? They print that money. That money printing always means inflation. And this is the thing that you want to pay attention to. When this happens, there's going to be a winner. Because anytime money moves, somebody gets richer. And this is what I want you to be paying attention to as a financially savvy investor. Where is the money moving? Because if you can identify where the money is moving, that's how you can identify how you can build your wealth. For example, we saw Bitcoin fall by around 50% over the last number of months. Do you want to know why? Well, because we saw a new chairman at the Federal Reserve Bank. And everybody thought the new chairman at the Federal Reserve Bank in 2026 was going to say, "We're going to continue printing money. We're going to continue cutting interest rates. We're going to continue driving up inflation and continue destroying the dollar." That's what everybody thought was going to happen. President Trump kept promising lower Instead, the new chairman said, "We're going to save the dollar. We're going to keep interest rates higher for longer. Higher interest rates are good for the dollar, but that's not good for deep basement investments. For example, Bitcoin. Why do people buy Bitcoin? Because they're worried about the health of the dollar. When people get worried about the health of the dollar, they want these deep basement assets like Bitcoin and gold and other things like that. And so, we saw Bitcoin prices get crushed along with gold and silver. That's one of the reasons why. Well, as soon as the Treasury Secretary announced this new plan for the government to spend money to buy back their own debt, what did we see happen? We saw Bitcoin prices start to rally again. We saw some of the biggest growth in Bitcoin prices in years because people are saying, "Oh, are we going to destroy the dollar? Let me get some of these deep basement investments." That's how financially savvy people think. The average person gets emotional. That's what the majority of are doing. The minority of people are thinking, "Where is the money moving?" Now, you can be righteous all you want or you can get rich. My goal here is to show you what's happening, that way you can decide whatever it is you want to do with your money. Now, I'm going to go over a few examples. I can't tell you what to invest in because I'm just a random guy on YouTube. Investing has risks. You're never guaranteed to make money when you invest. In fact, you will lose money at some point, so make sure you always do your own due diligence and never blindly trust a random guy on YouTube. So, let's jump right in. Number one, if you just want to generate some interest on your money because you don't know what's going on, you don't know what you want to do and do, you don't know where you want to invest, well, there are ETFs out there. This is not a bank, but there are ETFs out there that will give you exposure to short-term treasuries. The idea being if interest rates stay higher for longer, you can at least generate some interest on that. Now, it's not a bank, so it's not FDIC insured, but the price is relatively stable and it's backed by United States Treasury. So, unless the United States government defaults, which of course it is an option, but it would create much bigger problems than you just losing some of your money or all of your money. It would create a lot of problems. But, it's a possible outcome, but not a likely outcome. But, if you want to generate some interest, SGOV is an ETF that will give you exposure to that interest, that way you can get that regular interest on your money without having to go to a traditional savings account. What is the advantage of this? The advantage of this is especially for those of you that are high income earners or in a high tax state or city, this is generally tax-free on the state and local level. That way now you can generate that interest and not have to worry about paying those state and local taxes. Number two are the debasement assets, the gold, the Bitcoin, the silver. Now, I hesitate to talk about silver in this debasement discussion only because silver has a little bit of a different value than just gold and Bitcoin. Gold and Bitcoin are generally not really used in the economic system. Silver is used in a lot of the economy, but it's also used as a precious metal kind of like a protection against the dollar. So, that's why you start to see silver being a lot more volatile than these, but just understand now that >> [snorts] >> nothing goes straight up. Not gold, not Bitcoin, not silver. But, the idea behind investing in these, particularly gold, Bitcoin is more speculative because it trades a lot like a tech stock, is when you're worried about the dollar, people generally buy these assets. But, when you chase them, a lot of times you end up losing money. So, I want you to understand now the why behind it because when Bitcoin was at $120,000 a coin, people were saying, "Oh man, I would kill to buy Bitcoin at $100,000 a coin or under $100,000 a coin." Well, then it fell to around $60,000 a coin and everybody said, "Oh my god, Bitcoin's going down to zero." Again, I'm not saying you need to buy Bitcoin. I just want you to understand what it is you want to invest in and why because a lot of people chase hype as opposed to chasing assets. Our option number three is you can own the economy. One way to do that is to own the S&P 500, which is a group of the 500 largest companies in the stock market. One way that you can do that is through an ETF like VOO. As a disclosure, I'm personally invested in VOO. This is going to give you exposure to the 500 largest companies in the stock market and the way you win here is what I call ABB, just like my ebook, always be buying. Set up a system where every week, every two weeks, every month, you are always buying whether the market's up, down, sideways, no matter what. If you're always buying, it's been a proven system to win with the long term. Or VNQ, this one's a little bit different here, but VNQ is exposure to real estate. The reason why I'm talking about real estate is because real estate is a hard asset that generates cash flow. And when you have inflation, it's great for real estate. How do we know? Take a look at real estate prices over the last five or six years. Well, why did that happen? It's not that houses suddenly became so much more valuable. It's that when inflation happens, real assets like real estate go up in price. So, here's what we talked about in this video. The United States government has been collecting about $5 trillion a year in taxes, and then it's going out and spending not $5 trillion, but around $7 trillion in taxes, and that difference has to be made up with debt. Which is why we now have over $40 trillion of debt. Well, where do we borrow this money from? We borrow this money from people like you and me. We borrow this money from financial institutions like banks. We borrow this money from foreign countries. But, these places have been kind of going away. Now, generally, the entity that has made up the difference has been the Federal Reserve Bank, which then has to go out and print that money and then lend it to the United States government. But, the problem is when you keep printing more money, that causes more inflation. And this is where the Treasury Secretary announced that on September 9th, the United States government is now going to switch things up. The government is now going to lend money to itself as a way to fix this problem. Because we don't have enough lenders. So, how about we just lend money to ourselves? And now you might be saying, "Well, how are we going to lend money to ourselves?" Because well we don't have enough money to spend as it is. And this is where what the government is saying is, "We are going to issue more short-term debt and use that to pay off our long-term debt." How does that work or make sense? The reason why is we have more demand for our short-term debt than our long-term debt because long-term people are concerned about the dollar. In the short-term, people are a little bit less concerned. And in 2025, the government passed the Genius Act, which requires crypto companies to lend money to the United States government generally in the short-term. Now, the one part of this that really a lot of people overlooked that I want to highlight is, well, if the government can come up with all these fancy ways to figure out how to spend money to buy back our own debt, how about we just spend less money? And the reason why is because the biggest spender in our economy is our government, which is propping up our economy. And if the government were to cut back on spending by $2 trillion, our GDP, our economy would fall by $2 trillion, which would cause our economy to fall by approximately 6.5%. Why is that a problem? During the 2008 crash, we saw our GDP fall by around 4.5%. So, if the government cut back on spending to live within its means, we would see the biggest depression since the Great Depression, causing mass unemployment, and no president wants to see that happen, which is why we've become so addicted to this money printing. Now, all of these changes are going to create opportunity, because anytime money moves, money gets made. And this is going to also contribute to inflation in some way, shape, or form. What does that mean? Well, this creates investment opportunity. Again, we talked about how you can just wait and see with something like SGOV as an ETF to invest in that you can just kind of wait and see and generate some interest without having to pay taxes on the state and local level. We talked about the debasement trade of things like gold, Bitcoin, and silver that generally benefit when people are worried about the dollar. Then we talked about investing in the S&P 500 or investing in real estate. If you got value out of this video, the best thank you is a referral. So, if you could, please share this video with a friend, family member, colleague, or fellow investor. That way, we can continue to spread this type of financial education. Thank you. If you've been trying to figure out what business you should start in this economy, in this video, I'm going to show you five different business ideas that you can start this weekend, even if you don't have a lot of money. Now, here's the thing. Every generation goes through a major economic shift which creates new business opportunities. In the 1800s, it was railroads. This was the first time that people were able to move easily from one part