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Entry $1.33 20 Oct 2026Current $1.33 21 Oct 2026Result +$0.00vs. index −0.6% BTC +0.6% over the same days
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… narrative is probably your entry. This what I've been trying to communicate across my newsletter, across my YouTube, across my Twitters. I've been short and I am still currently short for example on ETH to $2,200 as you guys know. Um, and I think somewhere to bid on XRP is around$122. Now, this could be a bit of leeway, could come a little bit lower. I explained the reasoning for that as well in my newsletter, but I do think people are waiting for the midterms for something bad to happen because like they're like, "Oh, …
I think somewhere to bid on XRP is around$122.
AI-extracted context I've been short and I am still currently short for example on ETH to $2,200 as you guys know. Um, and I think somewhere to bid on XRP is around$122. Now, this could be a bit of leeway, could come a little bit lower.
Full Transcript
Hey everybody, this is the digital asset investor and I got a late start this morning because I had a bed being delivered. I hate it when they mess up my schedule in the mornings with stuff like that, but sometimes you just have to deal with it. We've got a new XRP account. We've got XRP account growth. We got the XRP bashing continues. Standing at the XRP precipice is where we really are. And we've got some wild and crazy XRP speculation. We used to not be allowed to do that or the crypto police would tell us we're not allowed to do that. Of course, we would here do it anyway. Um, if you haven't done it, go to dixrp.com. That's the Patreon. If you'd rather join through the uh uh you can if you join the Patreon, you get these videos early and free of commercials. You can also join the exclusive Telegram networking group where you get that and the videos free uh free of commercials and early um you can join through YouTube by clicking join below the this video any of these videos or you can join through X by hitting subscribe. Enjoy that intro. >> Ignition sequence start. 6 5 4 3 2 1 zero liftoff. We have a liftoff. Okay, it's the end of the world out there. Bitcoin's at 81230. XRP's at 129. Markets at 2.72 trillion. The fear and greed's at 48. Means nothing to me. Just a matter of time here. Um the on couchi prediction markets the the sentiment is also low. How high will XRP get in October? Now it's down to 15% above 160. Um this always happens out of nowhere folks. I hope everybody's locked in. If you haven't opened a Koshi prediction market account, I am an affiliate of them. You can go to XRPredictionarkets.com and you get $25 towards trading. So, if you think this is all a bunch of bull and that this market's going to take off, you can go in there and trade. All right. Um, let's do some wild and crazy speculation. That's what um, uh, Crypto Insight UK says. A wild spec a wild speculation into my thoughts. Here's what he's thinking. He's a chart guy. >> A bit of a wild speculation for you here. Everyone's expecting that nothing can happen in terms of markets before the midterms. But because everyone's expecting that, I feel like if we are going to get something significant, it probably is going to be before the midterms. Um, I listened to a podcast this morning. They were discussing like a similar thing. My point about this is I feel whatever something might be a little bit more of a shakeout in crypto and a big narrative is probably your entry. This what I've been trying to communicate across my newsletter, across my YouTube, across my Twitters. I've been short and I am still currently short for example on ETH to $2,200 as you guys know. Um, and I think somewhere to bid on XRP is around$122. Now, this could be a bit of leeway, could come a little bit lower. I explained the reasoning for that as well in my newsletter, but I do think people are waiting for the midterms for something bad to happen because like they're like, "Oh, nothing bad's going to happen before the midterms. They won't let it." which makes me think those people are going to get caught offside. And in the podcast I listened to this morning, they specifically said, don't forget that 2008 was a presidential election year and obviously the biggest financial crisis in modern history. Peace. I'm not >> I have been uh accumulating during the uh negativity for for over a decade. So I I identify with that. I'm not accumulating yet, but if these prices do crash down, I will go back to accumulating right now.$129 not appealing. Go down to a dollar and you'll get my attention, my money's attention or my US dollar's attention. Okay, yesterday XRP uh they announced that there's a new handle on X. Everybody listening to my voice should be following this. It's XRP. I'm sure they had to pay a pretty penny to get that one. Um, I read somewhere from somebody at Ripple that they had to get it from somebody named Xavier that had it for a long time. Hello world. It's about time. And then Ripple says, "For over a decade, we built on the XRP ledger alongside thousands of others." Great, good to see you here XRP at XRP. Um, and then Brad Garlinghouse puts out one of the greatest memes in Brad Garlinghouse history. This one has been a long time coming. Well, welcome at XRP. For those of you that don't know, that meme right there was when he was interviewing with Anthony Pompiano and and he was telling Anthony Pompiano, you're telling me that China China controls a lot of the mining pools of Bitcoin. You're telling me that that that they don't have control or something to that effect. He's like, no. You know, it's like completely Pompiano completely ignoring the evidence. Then at XRP puts out this little XRP commercial. >> I'm thinking about getting into crypto. It just feels like it's time, you know, money that moves as fast as the internet. >> Crypto seems weird to me. >> Crypto seems weird to you, huh, >> Bernstein? >> Crypto responsibly. Now, um, as we do in the XRP community, I went in and and looked at some of those paintings and asked AI what they were. I'll show you that in a second. Gemini, I mean, there was a lot of companies that were retweeting this. They said, "Hello, XRP. The next era is approaching with an XRP in there." So, I went, actually, I wanted to show you this guy's thoughts first. This is these are some interesting questions. He says, "I have so many questions. First, hello. Great to have you joining the X community this month. Second, how in the world in 2026 did you get the XRP handle? How long have you been holding on to this waiting for just the right moment? And is it about time for what? Are we really at a point of mass institutional scaled adoption and price appreciation that is required to handle that flow? Lastly, this account pops up just days away from the DTCC going live. Was that plan the whole time? Anyways, I'm likely not going to sleep very well tonight and love it. So, I went into uh I took this painting right here just for fun. Actually, let me pull up this so you can see better. Just for fun. This was a painting in that commercial. And what that what this whole scene is from is another background impressionist landscape props featured in the corporate and and waiting areas of Lumen Industries in the Apple TV series uh Severance. like other pastoral prints used throughout the office sets adds to the unsettling sterile and corporate institutional aesthetic of the show's retro futuristic world. So the whole XRP commercial was based on the show severance. I've wa me and my wife watched severance. In fact, we're waiting for the next season right now. Um but the interesting part of this to me was that the name of the company in severance is Lumen Industries. Many of you will know that Jed MB founded Ripple with uh some other guys created the XRP ledger and then left to create Stellar with XLM which is their digital asset is called Stellar Lumens. So I thought that was interesting. Okay. Um, now we got this from Van Dell. I agree with him. We are standing at the absolute precipice of a multi-t trillion dollar altcoin crypto expansion. Have a great day. He's showing his charts. Then he says, "Losing patient." This is so true right here, folks. I've seen it in every single bare market. Um, my wife is texting me about this bed to ask me if I like it. And of course, I love it. I'm not stupid, kids. Okay. Um, losing patience during market stagnation is a novice mistake. Remember XRP consolidation for roughly two years consolidated for roughly two years before executing a 62,000% macro expan expansion phase in 2017 18. That's crypto. He is 100% right. Checking on my time here. Okay, this is from Jacqueline Milanick. Um, well, how fast can the new XRP account get to 100K followers from prediction market of the day? Well, that was fast. Took about 6.5 hours from this post for XRP account to more than double to 100K followers. Looks like the XRP army is still stronger than ever. And I said the XRP army is the largest in crypto for a reason. Less than 1% of the population owns XRP right now. basic math tells you what's coming. And then we also get these guys. Now, this is interesting because this guy put out an entire video and I know a narrative carrier when I see it and he says it himself. You don't have to take my word for it. I've told you for years that I've watched all of crypto media and traditional media and one thing has become very clear. 95 plus percent of all media, crypto and traditional, is manufactured. They're paid media. I'm not saying this guy's paid on this particular thing, but I'm just telling you 95%. And when I saw this, I was like, hm, okay. Um, so this guy, and I've never even heard of him, all of a sudden it comes out of nowhere. Elio Trades. I don't even know what that is. Never seen it in over 10 years of being in crypto, which is further proof for me of what we're looking at. So, he puts this whole video together. XRP will fall out of the top 10 cryptos by 2030 if nothing changes. Here's why. And it's all complete BS. But what you need to know is that this this guy, just like Ran Nuner, who spent years bashing XRP and saying it just didn't make any sense and he doesn't understand and all that, which I knew was bull. Both of these guys were were uh all about some Luna. They completely understood Luna. here. This is Elio Trades 3. Luna will likely mount a comeback in time. This is when Luna was going through its crash. They have the money, the team, the experience needed to fix things down the track. I guess he hasn't really studied Ripple's team because the Ripple team could take a huge heaping dump on the Luna team any day of the week. And any it doesn't take much looking to figure that out. I mean, talk about a joke. Anyway, I said, "Hey, Elio, you should have coffee with cryptoman Ran." That's Ran Nuner. He also bashed XRPs, but but sold that Luna garbage to his audience. You two might have a lot of lot more garbage in common. I mean, these people are so it's so easy to drop kick them. It's not even funny. Don't forget my sponsor, Lantern Finance. Go to lanternxploan.com. There's a bunch of people that are going there. Um, you can call them at 415365100. It's so simple. You You go there, you type in, say you wanted a $2,000 Keep my laptop shaking. $2,000 XR or $2,000 loan against your XRP. You'd have to pledge 3757.1386 XRP. You would send it on there. It goes into BitGo institutional insured custody. You would, it's like a few minutes to do the loan and then they put money the cash in your bank account. You just link your bank account and then it's on like Donkey Kong for whatever you needed the cash for. Good stuff. Um, okay. Bank XRP 11.5 million shares issuable. Um, my wife's still texting me about the bed here. Um um all right 11.5 million shares issuable more shares more capital potential potentially more XRP buying Evernorth XRP treasury story is getting interesting interesting indeed folks here's Evernorth they said something special is planned for Ripple swell which I believe is next week in New York that's going to be interesting Matt Damon's going to be there um let's move along Okay, this is Franklin Templeton. Listen to this. >> If we fast forward 10 years, and hopefully you and I will still be around and podcasting and you can come back on, we can talk about it. How much of the traditional financial system realistically moves on chain >> in 10 years? Over 90%. >> Okay. Wow. >> And I think I think I'm going to be conservative on that. That that's a a conservative estimate. And look, I think a big driver of that, so what do you need for tokenization? You need wallets everywhere and you need this convergence of AI and and crypto. So AI and those tokenization rails and that's happening in real time right now. One of the things that Cloudflare noted was there more internet transactions now being done by AI agents than by humans. I think you're going to see that for financial transactions very quickly. So, and and there's no reason why we wouldn't expect that to also be out in the the investable world, in the cash management world, in the payments world. So, I think you're going to see the main entities that are making these financial movements become AIdriven, obviously, with humans that that are kind of the ultimate beneficial owner of of those assets. And as that happens, you're going to have the the tokenized rails seeing more and more of that activity. And just like if you think of a huge expansion of activity and a lot of that driven by AI and by the way, maybe some of that won't have beneficial human owners, maybe some of that will have AI beneficial owners. >> I don't know why I just thought to tell you this, but I forgot to mention yesterday. Did you know that my Auburn Tigers beat the number one team in the country, University of Georgia? It is what it is, folks. My Georgia friends are not happy around here. Okay, now this is the bit BitGo CEO on what he expects. >> Trusted for a very long time. I think that that's the interesting thing uh when it comes to suddenly now not just focusing on Bitcoin and Ethereum and Salon and all these other digital assets but as real equities and other financial products start to get tokenized. How big you think the size of the prize is in terms of the growth trajectory of now taking a much larger market than like crypto at whatever 3 trillion 4 trillion and and bringing it all in your guys' wheelhouse. Well, it's exciting, right? Because I mean just by any measure it's much larger, right? So the digital asset industry, crypto industry I should say is about two trillion in size right now all in. But you know the equities industry is 70 trillion and we haven't even talked about like the banking sector and of course there's bill hundreds of billions of dollars and stable coins today. All of that's moving into digital rails as well. So whether you're talking about the crypto market, the DeFi market, the capital markets or the banking sector, all of this is going digital. And of course, we feel very fortunate that we've been building into this and we find that actually that OC Chartered Reserve Bank that we have uh actually works in all of these markets. >> Yep. Um now this is interesting. Black Rockck just filed for another Bitcoin ETF, but this one will buffer uh will be a buffer Bitcoin ETF, which means it will offer downside protection, but investors will give up some upside to get that protection. Now, why would they be offering Bitcoin downside protection just as utility, which Bitcoin doesn't have, starts to kick in? Pretty interesting stuff. Now, this is great. Look at the look at the graphic. This is simple math as to where this is all going, folks. This is what's happened since the inception of of XRP, the wallet growth. Watch this. starting in 2013, I believe. Now you're you're about to have billions of AI agents, too. We weren't even accounting for that. Back when I first got into this, AI agents weren't even a thing. You got less than 1% of the population in XRP. And where where is our wallet growth now? Let's see. Let me go back. Wallet growth got to 8.9 million. So what happens when there's billions of AI agents and then you get 99% of the population come in? Simple math, folks. Now, we saw the uh the news about um RUSD on the XRP ledger being integrated into Cross River Bank's core banking platform. Shannon Thorps saying, "Hold up. For those that don't use X money, they use Cross River Bank." And there it is right there. Let me let you see it. Issued by Cross River Bank. I still stand by my theory that XRP andor XLM are going to be in involved in the back end of of the Xplatform in the end here folks. Okay. Now, for those of you that don't know, DBS Bank is a Ripple partner and this is a guy from DBS Bank. We look at the Swift digital ledger as a part of the overall uh capability suite that DBS bank has been building across the digital asset uh ecosystem across uh digital assets as well as digital payments. We were one of the first banks to also create blockchain based payments on a crossber basis. Uh with a consortium uh we have uh a very large base of institutional customers who are looking to us to enable tokenized deposits. Uh we also have high netw worth individuals who want to transact in digital assets. So when I look at the digital uh you know asset space and the tokenization space I think a swift digital ledger sits squarely in the middle of it. Uh from a customer perspective I think it enables us to significantly enrich uh their experience and DBS bank is all about the customer experience. >> All about the customer experience. Uh I'm going to skip that one and show you this. Clear pools bring institutional credit to XRP ledger. Real loans settled in RLUSD built with Ripple and Cicada credit partners on XRPL natives primitives. Why it matters? This is important. Why it matters for XRP holders. More real activity means XRP used for fees and reserve. RLUSD working capital loans create a flywheel of ledger volume. Road map includes XRP yield products alongside RLUSD credit vaults. Lock in folks. I'm the digital asset investor. I am not an investment adviser. This is for entertainment purposes only. Please subscribe. Hit the like button. Tell your friends and family. Here we go. The outro.
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