Once You Get Money, Upgrade These 7 Things Immediately and Stop Doing These 7 Things Immediately

Once You Get Money, Upgrade These 7 Things Immediately and Stop Doing These 7 Things Immediately

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Entry is the asset's closing price on the publication date. Current is the last close on record.

  1. 01 SMH NASDAQ BUY -1.36%
    Entry $586.91 22 Jul 2026
    Current $578.90 07 Aug 2026
    Result −$8.01

    some of those ETFs would include SMH. Guys, write this down. SMH, QQQ, Drum. I call it DJ Drama, but DRAM, tick, ticker symbol D R A M. These are some great ETFs.

    Context “Instead of buying designer clothes though, something you should consider buying indeed is ETFs. Okay. Now, listen. For this point in time at where we're currently at, some of those ETFs would include SMH. Guys, write this down. SMH, QQQ, Drum. I call it DJ Drama, but DRAM, tick, ticker symbol D R A M. These are some great ETFs.”

  2. 02 QQQ NASDAQ BUY +2.09%
    Entry $705.35 22 Jul 2026
    Current $720.06 07 Aug 2026
    Result +$14.71

    SMH, QQQ, Drum. I call it DJ Drama, but DRAM, tick, ticker symbol D R A M. These are some great ETFs.

    Context “Instead of buying designer clothes though, something you should consider buying indeed is ETFs. Okay. Now, listen. For this point in time at where we're currently at, some of those ETFs would include SMH. Guys, write this down. SMH, QQQ, Drum. I call it DJ Drama, but DRAM, tick, ticker symbol D R A M. These are some great ETFs.”

Full Transcript
What's up, YouTube? All right, family. Listen, earnings is in the books. I had to see Tesla. I had to see the how the Google's report went. And long story short, guys, pay attention tomorrow, especially pay attention to Google for me, guys. Okay? see if Nvidia is a beneficiary of some of the rhetoric Google talked about today. Okay, you guys need to know the correlation between like one company versus another and the outlook that one company might give and what it might say over the about the overall state of a particular asset. Okay, in this case I'm talking about AI. I'm talking about AI chips and stuff like that. Okay. So, do me that favor. Okay. Now, listen. Tesla uh took a nose dive after after earnings and they fell below a key critical level. So, that's something as a technician you got to make note of that for me. Okay? As a technician, you got to make note of that. that Tesla fell under um 3 365 and it went as low as 364 last I seen it. So that that might make uh 358 that might open the door for 358. So again, from a technical perspective, these are things you want to know. Now, if you want to position yourself for the bounceback, you can do so. But again, I'll make a video to teach and show you guys the levels of where you would do that at so that you're not just buying a falling knife or jumping in blindly. Okay? Now, listen, man. I want to talk to you guys today. Do me a favor. Make sure you like, subscribe, help this video get at least 1,000 likes for me. Okay? In today's video, I want to talk to you guys about seven things that will keep you on a corporate plantation and away from financial freedom. Okay? I'm going to give you seven things you need to be doing, but I'm also talk about seven things you need to stay far far away from. Okay? And the seven things you should not buy. Okay? And these are the things that keep you broke. Okay? And number one, do not buy buying cars you can't afford. Okay, guys, I can't stress this enough, man. I'm much as I'm out here moving around, much as I'm out here shaking and baking, talking to people, formulating strong relationships with individuals and entities for ultimately your greater good. Okay? But time and time again when I'm sitting down with people or I'm around people or I'm at places like say Fanatics Fest this most recent weekend, okay, and you just meeting fans, you're meeting people and you're talking to them about the situation. You know what I'm saying? Buying things you can't afford and especially if it's a car that makes you have to pay an absorbent amount for your monthly payment. Okay, guys. That's the quickest way to go broke. And that's the quickest way that I see people go broke. Buying a car to look cool only for it to sit in the workplace parking lot for 8 to 12 hours a day throughout the week. Okay. Number two is designer clothes. Okay. Buying every designer brand. Now, by now, all of you guys have seen some of the some of the manufacturing and some of the prices this stuff is really placed at. You know what I'm saying? And you start to see like, man, they're just slapping a huge price tag on these things simply because the brand name and the brand recognition and how people feel about the brand. Not that this product is no better than another product, but they are charging $1,200 for the same t-shirt that you can pay, you know, uh, $12 for at Zara. You know what I'm saying? Things like that. Okay? So, designer clothes and I would always say, man, you don't want to have your assets on your ass, so to speak. Okay? Like, look at this. I stay fly, man. But I'm always repping something. Either my brand, God got us. That's what this say. Or I'm repping my brand. Quiet wealth. Okay. Or I'm supporting somebody else's brand. But you want to you want to minimize how much you funnel into somebody else's luxury designer label, especially if they are not inclined to uh support you. Okay. I'll just leave it at that. Instead of buying designer clothes though, something you should consider buying indeed is ETFs. Okay? Now, listen. For this point in time at where we're currently at, some of those ETFs would include SMH. Guys, write this down. SMH, QQQ, Drum. I call it DJ Drama, but DRAM, tick, ticker symbol D R A M. These are some great ETFs. The SPY, when you guys get in the big leagues and you get your Vanguard account, you will have VTI or VO. Those are over at Vanguard. Okay, these are the kind of ETFs I guys I want you to have and I want you to buy in place of designer clothes. Okay, number three, payday loans and bank fees. Coach needs you to stay away from these. These are predatory by nature. They're dangerous. They keep you in a rat race. All of that. Okay. All of that. And so, if you can do your best to button your business up and have your business affairs in order. What do I mean by that coach? Go open up you a personal bank account and have a savings and a checking at the bare minimum. If you want to take it to another level, make sure your accounts are money market accounts and or highinterest savings account. Okay? If you take it a step further than that, you guys can open up a business bank account. Okay? Start you a LLC, start you a nonprofit, and then apply for your 501c3 and start really taking the things you do to the next level. And then get a bank account associated with those things. But avoid at all costs payday loans and the bank fees that come with stuff like payday loans. Okay? Do me that favor, guys. Because a lot of times what I'm sitting back and seeing, we flush a lot of money down the toilet, too, by just mindless, poor decisions that we're not even being intentional about rectifying. Okay. Another one that you should stay away from is lottery tickets. Okay, lottery tickets guys. Again, everybody got a little gambler in them. Okay, everybody like to win money. I get it. But just think about the odds. Just think about how much money a person spends over their lifetime buying lottery tickets. And think about the tradeoff. When I say the tradeoff, a lottery ticket doesn't produce a dividend. It doesn't give you your return on your investment. 99% of the time, you don't win anything of significance. But imagine if you put that same amount of money into the stock market, into the S&P 500, VTI or VO for example, QQQ if you want to grow your money a little bit more. Imagine that tradeoff. You know what I'm saying? And so lottery tickets, man, if you guys do lottery tickets, let me know, okay? Again, you ain't going to hell. It ain't the end of the world, but understand and know there's a better game to play. Okay? There's a there's a better approach to have, okay? And I know I tell y'all this all the time, the stock market is the greatest vehicle for wealth creation. Okay? And in my estimation, that's the best route that I think not only will close the wealth gap, but that I believe that all people can participate in and have a decent come up in life, have at least a decent retirement by the time it's that that stage of your career. Okay? Going out to eat too much, guys. I'm all for a good meal, but boy do my baby throw down at home. You know what I'm saying? And we try to save a couple dollars. Plus, man, when I go out, I am a big big tipper. Okay. Yes, I'm philanthropic with what my gifts, you know what I'm saying? But boy, when I go out to eat, you ain't even got to have good service. I just like to come into the place and bless whoever was fortunate to to wait on my table. They getting blessed regardless. Okay? Hey, and I'm an easygoing guy, man. I ain't the dude that's going to need to talk to the manager every second or nothing like that. But you know what I'm saying? Going out to eat too much can get costly. One, you can't monitor what they're putting in your food. We're already the most obese country in the world. Okay? And so that's a health risk in and of itself. The food is designed to kill us. You know what I'm saying? and you can't do anything about what they're putting in your food to make that meal that they're bringing out. Two, the cost of going out to eat is just astronomical. You know what I'm saying? Uh I went to the movies the other day to see the Odyssey, for example. Man, two tickets cost $75. I said, "What? Popcorn was costing way too much." Like, you know what I'm saying? Stuff is just getting out of control. And you are better off learning how to make affordable, wholesome, healthy, tasty meals at home. It nothing else, it'll help you save a little bit of money. Okay? And so going out to eat too much, man. But another thing we doing too much of is traveling too much. Okay? Traveling too much. And if you have been anywhere, you know how much they taxing on these tickets. and don't let you book your ticket last minute. They really hiking up the price. Then we just had FIFA taking over the whole goddang on world and they was running up the prices of tickets, hotels, and everything else. And so traveling too much too, guys, can at some point in time be a burden on your financial progress. Okay? So, you want to monitor going out to eat too much. You want to monitor travel. Now, coach is not saying don't ever travel. I travel 250 days out of the year. So, I'm the last one to tell you not to, you know what I'm saying, live your best life. Okay? But I'm saying if you know you have a financial goal you're trying to reach, if you know you're trying to get off the corporate plantation, if you know in your heart of hearts that you need to be making some wiser financial decisions, sometimes where you cut back at is going out to eat too much and traveling too much. I tell the story all the time, man. And when me and my wife was really trying to get that free, I remember we used to do six month challenges like, man, we not going to travel for 6 months and but we going to save the travel money that we would have spent over the course of 6 months. And guys, that little challenge, healthy marital challenge alone helped us save so much money on our journey. Okay. And then number seven is buying a home you cannot afford. Okay, guys. Coach don't want to see you be house rich and cash poor. There's a lot of people that is house rich and cash poor. It makes you illquid. It affects your ability to access capital because your wealth, your money is tied up in your house. In order to access it and get the equity out of it, you got to sell it. And that can take anywhere from 45 days to 12 months depending on the market. Okay? And so guys, do not buy a house you can't afford. It's okay to not only find an affordable house, but find one that just meets your needs. Okay? Even me, guys, I'm not the person that show off my house. I'm not the person that get off into all of those things. But the older you get, the more you just want something that just brings you peace. I I tell this story all the time about people with a mansion and they don't even complete all the rooms in the house, let alone having to pay 8,000 a month. You know what I'm saying? Um, let alone just having just too much house. And when you bought it, you had this thought that all these people was going to come over. You was going to be hosting and doing this and doing that. And then you realize, man, you don't even feel like doing all of that. But yet, you got all this house. You got all this extra money. You are house rich but cash poor. That's what we want to avoid in 2026 and beyond. Okay. So, listen man. Coach just want to put that on you guys today. Tell you I love you like I always do, man. Let's get ready to get back to the money first thing in the morning. Everybody be in the Discord, okay? First thing in the morning. The link for that is at the Patreon link down in the description below. Everybody else, make sure y'all join the money team. He got absolutely busy this week on the money team. One of our plays, ticker symbol HU for example among others did its theme this week and it's only Wednesday. Okay, so um like I say, see you guys in the Discord first. Listen, we make videos like this every day. So if you like this one, make sure you check out the next one. Remember, most people see the end result. Very if you consider the journey, do me a favor. Don't forget like subscribe to the channel. Make sure you guys grab some free stocks using my link below and I'll catch you guys in the next one. Peace.

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