Top 6 AI Stocks to BUY NOW (High Growth Stocks)

The AI trade has already created some massive winners, but I don't think that the opportunity is even close to over. There are six stocks in particular that I'm focused on buying right now, and they're not all obvious names that you might be expecting. Some are directly powering the AI buildout, while others could be benefiting from AI in ways that the market is still underappreciating. So, in this video, I'm breaking down the growth, margins, valuation, and risks behind each one, and why I think that we could still have significant upside from here. Make sure you stick around because one of the cheapest stocks in the entire list might be one that's the most overlooked. Just so everyone's aware, I own all these companies, so these would all be furthering the ownership in the positions that I already own. And then on top of that, there is some names that are not directly attributable AI names. they wouldn't necessarily fall under that category, but they're very focused on artificial intelligence in their field. That being said, stock number one, of course, it's got to be Micron Technologies. By the way, these are not weighted in terms of the ones that I am focused on. These are just six in a random order. As we know, as the chips have progressed further down the line, the amount of DRAM and HBM that's required for these chips has just exploded. and NAND by the way. But this has led Micron to have explosive growth going from $4 billion in August of 2023 to now putting up over $40 billion in revenue in May of 2026. So more than a 10x in that growth rate and much much higher this quarter than what Wall Street was expecting. The margins on that growth came in at almost 85% gross margins, roughly 10% higher than what even Nvidia puts up as a chip provider. So some of the highest margins in the hardware game. And because of all of this success, you're also seeing a better operating margin on all of this growth. So R&D is falling because they're growing so fast. Sales general and administrative and stockbased compensation all falling. This is leading their operating profit to still be over 80%. I almost said 40%. No, double that. 80% at $33.3 billion. Then we ended up seeing Micron put up over 28 billion dollars of net income over 60 plus% margins which also led to EPS destroying estimates bringing Wall Street up 22% higher than where they thought it was going to be. Micron's guide was supposed to be $19.15. They ended up doing 2467. So huge beats on the top line and bottom line which is expected to continue in this high amount of growth. What they're expecting for next quarter over $50 billion plus or minus1 billion gross margins even extending past that 86% diluted EPS of $31 per share. So continuous growth and this is what Wall Street has them growing at continuing that growth for many many more quarters. also on EPS. A lot of this has to do this quarter and why I believe that they're going to continue to grow faster is that that guidance was given to us a few months ago, over 2 months ago. But in August alone, the pricing of DRAM and NAND has just went parabolic. So I believe that this is going to be even better of a quarter. And so the earnings have potential to pop and the stock may follow. On top of that, the cash position of Micron $26 billion in cash and debt is falling off a cliff now below $10 billion just over 6 billion. So they're using a lot of this cash to pay off the debt and make the company a lot better over the long term. Speaking of the long term, Elon Musk said on their SpaceX call, "Look at the rate at which logic and memory is being produced. One must always consider the limiting factor here. The limiting factor today is memory. The memory output is increasing by roughly 20% per year, which is fantastically fast for any large mature industry. But ask yourself, is the demand increasing by 20% a year? No. The demand is increasing by 200% a year, maybe even higher. So even as they bring on new fabs, it's not fast enough. As Elon said, if you have got demand increasing much faster than supply, economics 101 would suggest that prices are going to increase, not decrease. and he's talking in years, not just in the quarters where we've seen this potential decline. Yet, the price in this stock has remained roughly around a six times multiple. And yet, UBS just highlighted that they could potentially buy back over 40% of the outstanding shares by 2028. Currently, they can't buy back stock, and it's why you see their cash position climb up dramatically. But, as they said, buyback restrictions expire on December 9th, and they could start to acquire more stock. Wall Street has this stock growing to roughly $1,500 per share, which is about a 66% increase from where we are today. Next up, I have Microsoft. Microsoft is considered a little bit of an AI name, a little bit of a SAS name, but that diversification, while it can lead to very steady revenues, is not including the potential for explosive growth due to artificial intelligence. This company is doing about $90 billion a quarter in revenue, of which a lot of that they have very high operating profit. So $40 billion in operating profit which is doing fantastically well that's bringing them to roughly a rule of 40 of 75%. This is nearly a $5 trillion business. This is one of the largest companies in the entire world with a sustained rule of 40 that has held above 75% for a very very long time and even just on this chart has not fallen below 65%. It's called a rule of 40 which is combining their adjusted IBIDA and their total revenue to try to get to 40%. That would call them a very very strong SAS company. They are nearly doubling it and have doubled it in certain quarters. That being said, Microsoft's cloud revenue is all of the focus here, bringing in just tens and tens of billions of dollars across all different types of whether that's personal cloud, Microsoft, Azure, all of these things where we ended up seeing quarter over-arter revenue growth accelerate and we're actually now doing about 8.8% growth just quarter over quarter. Whenever we break this out, they don't actually show us the exact number, but we can see the Azure growth, which is their main focus on cloud, is now at the fastest growth rate that we've seen in many, many, many years. So, 43% growth on Microsoft Azure, which is going to be the leading point of it being called an AI company as their Neocloud or their hyperscaler, I should say. They also have a backlog that is now backed by $684 billion. A large amount of this is due to ChachiPT, but due to their recent success with Chacht 5.6 Soul and now Chacht Astra that just got released, there's a higher belief that they're actually going to be able to pay back on this as the amount of money that's been flowing into Codeex and their APIs to get access to 5.6 Soul tokens has just gone through the roof since July. So, the belief that they're going to get paid back on this is higher than ever. Commercial bookings also grew 18% when excluding the impact from OpenAI driven by strong execution in our core annuity sales motions and reflecting broad customer demand across geographies and customer segments. Bookings increase 10 and 11% in constant currency and when inclusive of Azure commitments from OpenAI. So even if it's not OpenAI the one that's growing here, you're still seeing a lot of growth just excluding Open AI. On top of that, they just continue to pour in a ton of new money to potentially build out. So now they're talking about doubling once again, increasing their capacity by another 2 gawatt. It's roughly a hundred billion dollar buildout here in Texas. And that's all going to go to future growth. The only reason why they would do that future growth is if they believe that they have future customers to service. Now cash from operating activities, $55 billion, has grown 30% year-over-year. One of the most interesting parts about Microsoft and why I have them on the list is because they have been expanding and spending on the total amount of new data centers at unbelievable rates like what you saw in Picos, Texas. 110% growth in capex year-over-year. Not only are they spending more, but the rate at which they're spending more is skyrocketing. The highest in terms of year-over-year change that we've ever seen. And next quarter is likely to be even higher. And yet they're one of the very few companies in this space at their scale that has guaranteed that they want to keep free cash flow positive quarters. They brought in $19.6 billion of cash generation free cash flow into their business and they said as we invest to meet growing demand full fiscal year operating margins should be down less than a point. In addition, we expect to remain free cash flow positive in full year 2027. They want to remain free cash flow positive, invest heavily in artificial intelligence, and grow their cloud business. While doing that, they're still giving back to shareholders. There's been over $6.7 billion a quarter in dividends, and then an additional $4.5 billion in buybacks on top of that, which is pretty great for investors. This is a shareholder yield, so you're looking at debt payown, buybacks, and dividends of roughly representing about 1.4% 4% of the market cap on this stock. As of taking this screenshot, the forward PE on Microsoft was around 24 times. Trailing was about 27 times pretty cheap versus the other companies on this list. Speaking of more expensive companies, but still very interesting, we have Palunteer Technologies. Palunteer has just been growing like gang busters. It's not just the revenue that I'm looking at here, but it's really the growth rate. The growth rate on Palunteer has exceeded all expectations, growing over 90 plus percent. And this has been across both government and commercial clientele. Commercial has an extremely large total addressable market, so it's wild to see that commercial side growth is now roughly at 110%. Palanteer said Maven has also continued to win as the developer and builder platform for the joint force with over 25,000 builders, uniform service members, civilians, contractors, and companies are developing agents and applications in and on the platform at the speed of war. For all of that growth, our Department of War is trailing 12-month revenue is still less than 25 basis points, which is a quarter of 1% of the entire Pentagon's budget. So the idea that this is a lot of spend going towards Palunteer comparatively to the size of the United States, it's still nothing. On top of that, gross profit on Palunteer doing extremely well, holding up nearly an 85% gross margin. You're bringing in $1.6 billion worth of profitability. As we flow down, if you look at their income statement after cost of goods flowing down to their operating expenses, continuing down the chain, everything is looking better. They're spending less and less on sales general and administrative, less on R&D, less on stockbased compensation. And this is leading to better margins for the company. Operating profit after you strip out a lot of those expenses just hit a brand new high, $912 million. 47% margins on their revenue. Another company high as we continue to flow down after all their tax expenses. This company is bringing on roughly 54% margins over a billion dollars in net income which has also been helped by a very nice investment in SpaceX. SpaceX has also brought them in 90 plus million boosting their EPS by an additional 3 cents. So good investments have also led to outperformance. But because they're one of the most spectacular SAS companies, they are not a part of this buildout. They're not building data centers. There's no capital expenditures for them other than setting up office buildings. This keeps their business extremely lean and tight. That leads to free cash flow, the actual generation of cash to their business. $1.2 billion this quarter, 62% margins. They are now holding $9.4 billion in cash for which they put into treasuries and that ends up showing back onto their income statements as potential new net income. And they're doing this without any debt on the balance sheet. This company is extremely extremely efficient and their customers love their products. This is why they just showed off 157% net dollar retention which means that every year their customers come back and buy essentially 57% more products than they did the last year on top of the contracts that they already have. So usage increases. By the way, that's like 20% higher than any other company in the entire public SAS space. People always write these things about customer adoption and maybe but the net dollar retention number is super strong. This is also going to shift and as hard as it is to believe, it's going to be even more positive into the future as our older partners really we haven't even interacted with and they are not started to show up. So what they're saying is net dollar attention of 157%. That's just the beginning. It's going to get even higher than this even though they're already breaking financial records. Billings now above $2 billion and the percent change roughly 88% year-over-year. As we look at RPO and this is their future growth as we want to continue to hold up these high growth rates, that year-over-year change is even faster than what we're putting up on terms of revenue. So whenever you're talking about future revenue, if you're having multiple quarters that are 100% RPOS, then you can expect revenue to then climb to those 100% because this is forward-looking, especially on the short-term remaining RPOS as well that just continue to expand. So the company should continue to expand. In terms of customer count, this is one of the ones that the bears sort of point to and say, well, hey, look, the amount of growth in terms of your overall customers is sinking. But whenever you have customers like the Department of War, you don't really need very many customers. These are the largest customers in the entire world with endless budgets. So I think too many people are focused on the amount of customers that they're working with and not just the net dollar retention in the overall use with the customers that they are focused on. It's also a sign that they could potentially expand even further. One of the things that Palanteer does better than any other company is continue to show off and surprise Wall Street on both the top and bottom line. They have consistently beat on revenue for multiple years now, bringing up as high as last quarter, roughly 7% beats on revenue. On EPS, they beat Wall Street expectations by 24%. Whenever Wall Street's expecting 33 cents and instead you put up 41 cents, and you're doing this constantly, every single quarter, constantly beating, revisions for earnings start to accelerate faster and faster. Alex Karp, the CEO of this business, said, "I am driving the business to grow at a rate equal or above their US commercial for the next 18 months." US commercial growth grew at about 115%. So, he wants to grow the entire business inclusive of government contracts at over 115% where today we're growing at about 93. So, there's a lot of expansion there. Onto stock number four, we have Cororeweave, ticker symbol CRWV. We are looking at a Neocloud here that's putting up $2.5 billion worth of revenue growing at 112%. This is the largest American Neocloud, not Hyperscaler. See, there are bigger cloud names than this, obviously Amazon Microsoft Google and I love all those businesses very much as well. But the interesting part about this company is they're extremely focused on the cloud business. There's not other parts of their business that are growing slower that dilute their outstanding amount of growth here. So this growth that Cororeweave is putting up 112% on the cloud side is their entire business. So you're seeing a huge amount of appreciation in the outstanding amount of revenue growth going forward. Look at what Wall Street expects for the next year. As we look out 112% which is what we saw this quarter is expected to be one of the slower quarters that we're going to see into the future. RPO has actually shown off in this company that future growth their backlog is indicating that we're going to see even faster growth. So, next quarter, we're looking at about 160% growth year-over-year. Quarter after that, 200% growth. That's a tripling in their business over a 12-month period. Like, just think about that for a second. On top of that, the growth doesn't stop. 154% and then 135%. Today, you're buying a business that is $2.5 billion worth of revenue. By next year, it'll be doing $6 billion in revenue. But that only matters if you end up putting up good margins. See, Cororeweave is not a profitable business. They obviously have a lot of debt obligations and they're investing a lot into the future. So, they're not looking to be profitable. Their metric of choice, which is stripping out one of the most important ones, which is depreciation and amortization. If we end up taking a look at these margins, we're at roughly 56% adjusted IBIDA margin positive $1.5 billion. The most interesting part about this growth is that as we end up going into next year doing $6 billion worth of revenue, those margins are expected to increase from 59% up to 62% on more than doubled amount of revenue year-over-year. So this number should go from 1.5 billion to up to 3.7 almost 3.8 billion worth of adjusted IBIDA. this combined rate and mind you this is going to be some of the lowest levels that we ever see it at 170% rule of 40 just put that up as a comparison to Microsoft it's about 100% higher if we end up looking out forward growth rates are expected to grow from 112% up to nearly 200% in some quarters and IBIDA margins are expected to go from 59% to 62 so this number is going to be at some of the lower levels that we see it at we also have a cash position of $5.5 billion but this is not really comparable to their total debt. $51.6 billion in debt is the real red flag here, but this is what they need for future growth. Now, there's been some bears that have tried to talk poorly about the Neocloud space and say, "Hey, you need $51 billion in order to put up a $2.5 billion quarter." And of course, that's not the case. They need $51 billion so then they can put up years from now multiple tens of billions of dollars worth of revenue. the estimates that they've put up for future growth like $30 billion in ARR next year. In order to get there, you can't just build off the cash position that you currently have. You need to raise a lot and you need to use other people's capital. That said, we do have interest expenses on this debt. The one good sign that we see, however, is that whenever we look at their interest expenses compared to the debt that they actually have on the books, the interest rate is getting better. And the reason why the interest is getting better is because they're moving a lot of these loans from unsecured loans to now secured loans that are based on the actual GPUs that you have in your facilities. On top of that, you're taking a lot of that capital putting it into capex. So this is not a free cash flow generative business of course, but they are investing roughly 6 to8 billion a quarter in future data centers. This is going to lead to appreciation even higher. This is why we're not seeing profitability today. There's not a sign where we're going to end up seeing this slow down anytime soon. They depreciate over a six-year schedule. But the interesting part is is that they said, "We just signed an A100 contract." This was a chip that was built back in 2020 by Nvidia. They said, "We are now extending contracts to 2029 at attractive prices." Those chips have already depreciated over a six-year period. Every dollar that's made after that is completely additive to their outstanding projections. So this is an extremely good sign from Cororeweave. But then they've also said like we ended up highlighting, we are actually increasing our ARR number and expecting to exit this year in a range of 18.5 to 19.5 billion for 2026. This quarter they did $2.5 billion. In order to have exit ARR by the end of the year, this number needs to grow extremely quickly. And that's why Wall Street has their revenue numbers so high. In June, we have brought on more than 300 megawatts of active power, which makes June itself the largest month, which is larger than any other full quarter that they've ever been able to bring on active power in their history. They brought on about 500 megawws this entire previous quarter. Then they also ended up ending the quarter and saying we have more active power by the end of this year than we did believe the year prior. So previous guidance, they wanted 1.7 gawatts of active power. This time after this quarter, they now believe that they're going to get to 1.85. Active power is their revenue generator. Chips actively working in their data centers is what's going to be able to make them their usagebased contract. So, the fact that they're getting ahead of this means that they're going to get ahead of revenue guidance and potentially IBIDA guidance as well. In the past few months since its launch, they've also introduced a brand new platform called managed inference platform, which they've also gone and grown from $1 million to more than $100 million in the past couple of months, essentially quarter over quarter. They also expect to exit 2026 with at least $250 million of managed inference ARR, which is a brand new essentially revenue line that was not included in this company just a few quarters ago. So this is their ability to not only expand into multiple different areas but also be able to have the highest level of utilization for their GPUs versus their competitors. We really think about the fact that there is an incredible opportunity for us to offer the most bleeding edge compute that we have. It's also a wonderful way for us to access and use GPUs that are coming off contract in a way to extract maximum value for the company over time. This is in reference to their managed inference platform that we just talked about in terms of maximizing GPUs before they get signed up to long-term contracts. Next, they can end up using them for spot rates, which is not usually a normal thing for them. As Crossroad put it here, in terms of the overall numbers that they end up putting up, they beat across the board. The only things that were worse than expected was capex and interest expenses because they need to grow as fast as this to end up putting up the numbers that did beat Wall Street expectations. Yet, nothing has gotten better in terms of the valuation of this company. Price to sales on this business under six times, 5.89 times for a company that in a few quarters is expecting to triple their revenue is pretty wild. There's other Neoclouds on this list of course as being one of the most interesting spaces in the AI investment names that I love. Obviously, it's not just the infrastructure layers and the chip space which I am obviously interested in, but it's the recurring revenue streams of the Neoclouds that I love. Nebus also another very interesting one bringing on $582 million last quarter which is at over a 500 plus% growth rate but the gross margin on this growth roughly 77%. In terms of adjusted IBIDA, they're a much younger company than where Coreweave is, but you can see the inflection. Three quarters ago, they weren't even adjusted IBIDA profitable. Now, they're bringing on over a 41% adjusted IBIDA margin. Going forward, they expect this to continue to climb, and we're turning year-over-year a $230 million adjusted IBIDA quarter into 1.34 billion. That growth rate is insane. You're talking about more than a 5x year-over-year. Depreciation is also going to climb. That's an important part to keep in mind. But depreciation as a percentage of outstanding revenue that you're putting up today is also another metric that people need to focus on in the Neocloud space. So the fact that Nebius is putting up such good numbers here, really good sign for the future of their business. Their rule of 40 is over 495%. Like I said, the growth on this company in terms of the revenue doing very well. Adjusted also adding an additional 40%. Nebia said we could sell today our entire 2027 capacity on the terms that we've already been selling on but we are not doing this. We are seeing that we can achieve higher value by retaining subcapacity to serve shorter term and immediate client needs. Specific customers are willing to spend much more for short duration access to compute. As they said here that typical duration is roughly about 6 months for customers with immediate timebounded need for high value requirements. For this they are ready to pay a significant premium. We are negotiating deals as high as 40 to $50 million per megawatt range and sometimes even above that. For people who don't cover this space the range that compute has been going by is roughly between 15 to 20 million per megawatt for longerterm deals. On this shorter term deals they're getting more than double that if not even higher in some cases. And so what this lends it to be on that just over $20 million, the deals that they're setting up for the chips that they're end up buying pay themselves back in a year and 10 months on $40 million of megawatts, you're looking at less than one year payback periods. Building out, imagine a gigawatt data center, $50 billion, $60 billion cost to produce. And in one year, you pay back that entire data center on short-term deals that the chips actually last for over 6 years. But yet in Cororeweave's case, they're actually showing off that the first ever data center-like chips like Ampear 100s are lasting as long as 9 years. So the payback period here could be six, seven, nine times what you were actually putting into them getting out in terms of net income. By the way, that's exclusive of power because power is a fixed cost. Whenever you're looking at Shell, I mean, that is definitely inclusive of 50 to 60 billion. Total cash on Nebius, $8 billion in cash and only about $10 billion in debt. This is one of the reasons why a lot of people love Nebius over Cororeweave is that their ability to get high amounts of prepayment from their customers like Meta and Microsoft has led their cash to debt position to be much much better than where Coreaves is. Coreweave has a cash to debt ratio of almost like 10 times larger in their debt situation than what they have in cash. Nebius, it's almost on par. So, they're only about $2 billion in debt, higher than what they have in cash. It's pretty interesting to see that this company, although it's much smaller, is still being able to hold up a very high 450% growth rate, strong cash position, not doing this all purely just on debt, while holding up very strong adjusted EBIDAM margins. As Nebia says here, we continue to expect ARR to end the year at roughly 7 to9 billion. Group revenue of about 3 to3.4 billion and group adjusted IBIDA margin of roughly 40%. And capex will be roughly 20 to 25 billion. We have launched our first ever capacity auction. So now they're going and saying, "Hey, we have potential capacity. We're not going to tell you what it's worth. you have to bid versus your other competitors to see how high you'll buy this future compute from us. And they said it was very successful and clearly at the highest price that we've ever seen for Blackwell generation of chips. 15% higher than any price that we've ever charged before. This gives us strong signal on the value of this capacity in the market in real time. The market is willing to pay much higher than what they're currently charging. And yet that's only the first indication right now on the models that we've seen back whenever Q2 whenever they did that auction. After we announced our asset light model, we have had dozens of inquiries and potential partners who have significant capacity and enough capital, but we do not know how to build and sell it. What they're referring to, Arotti, the CEO of Nebius, introduced a brand new business into this company. They said, "Hey, you know what? We could do what Core Weave is doing and get $50 billion in debt, but that might be a little bit risky for us. So, what we're going to do, there's a lot of companies that are willing to take on debt, have a lot of money already, and they want to get into this GPU space. So, why don't we sell our knowledge? Why don't we sell our customer leads, and then we will take fee for service to help set up other companies and give them our software. So then we can have essentially proxy data centers around the world that are ran and operated by Nebus, but we're not putting up any of the actual capital. They said that they are already seeing a ton of growth here and that we expect more and more companies who will want to come to market, but will need our help to deliver this capacity to customers. They are trading at a much more expensive valuation than where Coree is. Coreeave at a less than six times multiple on a price to sales ratio. Nebia closer to 40. People are paying for this difference in debt, their expertise in going into different markets, their ability to expand much faster. This company's growing at 450%. Not 100%. So, there is reasons for it to hold up a higher premium. But really, this is also why I like Core Wee as well, cuz it really goes to show you how cheap this business is. One of the ways that I think is the best way to invest in them, invest in both. But there is no NeoCloud without the great and powerful Nvidia. Nvidia Corporation just ended up showing off 106% growth rates. This is $96 billion in revenue. Nvidia just put up a 106% growth rate on their revenue for which across every single customer segment whether that was hypers scale revenue or AI clouds labs the different sovereign customers and enterprises all doing extremely well and then also their additional businesses like gaming or OEMs or the automotive business also doing very well. So we're seeing growth across all three segments. This is not separate from their expenses. Your expenses definitely are growing, but whenever you look at it, similarly to the way that we looked at Palunteer, the percentage of revenue that's being spent on those expenses continue to fall quarter over quarter because they're growing so fast. This is leading operating margins to be at the highest this company has ever seen and bringing in $93.7 billion billion dollars in operating margin. They although being the largest company in the entire world over $5.5 trillion business bringing in a hundred billion in revenue in a quarter they have a higher rule of 40 than Coreweave 173.3%. Wild. On top of that they're bringing in roughly $60 billion of net income at a 62% margin in a $100 billion cash position with nearly no debt. They did bring up their debt a little bit but comparatively it's nothing. They are also guiding for this growth to continue. Mind you, none of this growth is coming from China. They are showing off 108 billion plus or minus 2% and 74% gross margin on that growth. The reason why I believe that they're going to expand even faster than this and probably be closer to 112% is that's just what we've seen every quarter. Every time this company has been able to surprise on revenue and increase their EPS to over well 6% on EPS beats versus what Wall Street was expecting. It's a lot more revenue and a lot more earnings than they were expecting. As Nvidia puts it, with cloud industry backlog now greater than $2 trillion, capex from the top five hyperscalers alone is expecting to reach nearly $800 billion in 2026 and$1.3 trillion in 2027. This AI capex buildout from the five hyperscalers is not inclusive of coreweave. This is not inclusive of Nebus or any of these other names. So these buildouts are from other businesses, not nscale or thinking machines or straw or any of those companies. As we continue to look out going forward, I expect that revenue will continue on 92% growth rates year-over-year. And then going even further, that should continue to hold up at over 80 plus% growth rates. But yet, Nvidia gave us more than ever this quarter. They said the surge of AI demand is driving a global infrastructure buildout supported by an expanding and diverse set of growth opportunities, spending hyperscalers, AI labs, AI natives, enterprises, and sovereign customers. We expect to grow revenue approximately 70% in fiscal 2028. And mind you, they also said that that is a supply constrained outlook. Nvidia came out to say that the growth would actually be 100% if they did not have supply constraints. Meaning they can't even get the supplies from their customers because their customers can't dig it out of the ground fast enough. Whenever you look out into the next couple of years, we expect 90% for full year of 2027, which is actually this year. So it's technically their 2026. 90% that's $411 billion. And then next quarter $700 billion worth of high margin revenue growth. roughly 74 to 73% gross margins on that amount of money that they just brought in. He also said that we have a lot of visibility up and downstream and believe that although we do not forecast very often, we feel extremely confident to deliver 70% and will continue to work with our supply chain to increase on that potential growth. Another part of that growth potential is CPUs, something that Nvidia is not known for. the total addressable market for Nvidia. They believe that they're going to be able to sell into $20 billion of total server CPUs and next year that's going to be $40 billion as it doubles. So, another new line of growth. Yet, once again, we're looking at a company that trades under 20 times forward PE on a trailing PE. We're talking about the growth that's already happened. This is a 28 times business. It's almost trading cheaper than the S&P 500 itself. Yet it's expected to grow by 90% this year and 70% the year after where global GDP is expected to grow in low low single digits. It's just wild comparatively how cheap this company is. Then whenever we look at price to free cash flow price to free cash flow even this is the generation of cash the number one most important metric 20 times forward price to free cash flow and yet Wall Street is still being very conservative on those numbers. I mean just the valuation on this company is so cheap that I can't ignore it. Now, last but not least is not technically an AI business, but one that has not shied away from artificial intelligence and has actually made it a core principle of the next few years of what they want to focus on. I wanted to talk to you guys about New Holdings, ticker symbol NU. New Bank or New Holdings is a financial services company that services Latin American customers both in the consumer side and small to midsize banking for Brazil, Mexico, and Colombia. The reason why I love this business is that their growth has just been outstanding. They are the largest NEO bank or digital only bank outside of China. They have 138 million customers of which 116 million of those are considered monthly active users which means they've contributed to some form of revenue generating activity. We are having monthly active customers in terms of the amount of revenue that they end up generating to the business increase from $11 last year to now $17 USD. Mind you, they always report in US dollars for American viewers. That average amount of revenue per user is climbing every single quarter. On top of that, the longer that people stay on their platform, this can get as high as $30 if you've been on their bank for many, many years. And yet, the cost to serve those customers has remained flat the entire time. The reason why this is is that New Bank just has an amazing mousetrap. They are offering customers the best solution that really cannot be offered at other incumbent banks or even other fintexs. No one's been able to even compete. For example, I'll give you a little bit of history lesson here. The number one highest NPS score, which is net promoter score, it judges satisfaction based on user surveys. The highest NPS score of any company in the entire world of any product in the entire world is New Bank's Purple credit card in Mexico. It has the highest satisfaction rate that is higher than the Tesla, that's higher than the iPhone, it's higher than any other consumer-based product. So, this type of satisfaction because of the customer service that they bring to their customers, because of the rebates, because of the way that they treat their entire experience, nobody has been able to compete with their service overall. And one of the things that they've realized at New Bank is that if they don't start to adopt artificial intelligence that someone else will and they will be able to make a better mousetrap. New Bank does not want to fall behind and so they're reooking at the way that they end up using artificial intelligence. You can see in the purple here the ones that they've already started to use, whether that's for underwriting on their credit cards, potentially helping with debt renegotiation or potentially ways that people help with payments or potentially AI private bankers or personalized user experiences, which is what they want to end up bringing on into the future. They also have ways of potentially offering better price optimization for deposits. If we offer a 4% savings rate, how much will people end up putting in that savings rate? If we bring it down to 3.9%, how much does that change user behavior? Going in and just changing that to the entire organization is one thing, but having artificial intelligence potentially AB test a thousand different cohorts and see what's the calculus on how much we can actually offer them as a rebate versus how much that they actually end up bringing more onto the platform. that sort of calculus can be done across thousands of different cohorts and only AI would be able to manage that. So in banking there's actually a very interesting type of business that could really take off here by using artificial intelligence. Yet whenever we just talk about this company in general there has to be an underlying valuation that even without AI is still an amazing opportunity. New bank has been growing their revenue by over 50% for quite a while now bringing on roughly $4 billion of overall net income. And some of the reasons is is just because of straight user activity. We're now looking at $43 billion of total purchases, people that are spending on New Bank's platform growing at 30%. Even though they have like 61% of the entire Brazilian population using their platform, the overall amount of purchase volume that's happening in Brazil is not growing at 30%. It's growing 30% in New Bank because people are rotating away from their existing banks on to New Bank. So, same similar thing of what we're seeing for deposits. $45 billion worth of deposits in this most recent quarter. People are rotating their money and putting it with new bank, which is also happening very similarly with the loans that people are taking out. 44% growth in loans. Almost $40 billion. People are using New Bank for their credit cards, for their personal loans, for all of these different solutions. And yet, they don't even offer auto loans. They don't offer mortgages. There's so much more additional total addressable market for them to expand into. Yet, the net income in this company just recently passed an amazing milestone, $1 billion on 42.9% net income margins, way higher than most of the fintexs that we cover on this channel. And one of the reasons that I think it's very exciting, like we talked about, there's a huge percentage of customer activity rate that more people than not are actively using this website, using this app for revenue generating activities, whether that's tapping their debit card, paying off their credit card, signing up for a new personal loan, what have you. That type of activity goes to show you that there's more and more people that are interested in using those services on a very, very big base of 138 million consumers. they continue to expand into different total addressable markets and continue to highlight because they are getting to levels of saturation that there's still more to go. There's many more customers that they need to break into and then the total amount of pool on gross margin I mean they still have much more to go. So obviously SMBs or super high income consumers people that have over a million dollars in investments overall they haven't even entered these spaces yet. So they continue to expand and add new areas for the different types of cohorts. Whether that's for subscription revenue to offer new services, the revenue keeps expanding for this business. But yet this all comes down to valuation. Market cap on this company, although it is a decently large size business, their valuation is still very, very small. Forward price to sales on this company roughly 2.7 times. And the forward PE comes in at the lowest of any company that we've just covered today at 15.7 times. No, it's not a pure AI play, but also it's not a $5.5 trillion company. It is growing at extremely high double digits, high margin business, focused on the future, focused on artificial intelligence, and comes in at an extremely low valuation of a forward PE of 15 times, trailing 18 times. They continue to expand into new geographies and actually just got a license in America here as well. So now they have a full bank license here in America. And you can see the other places where they've gotten bank licenses. They have now expanded into millions and millions of consumers in Colombia, Mexico, and Brazil. So there's much more growth to be had across the different areas that they're potentially expanding into. For example, Mexico. The high preference is that people don't use bank accounts, they don't use credit cards, they don't do instant payments, and they still just prefer cash. But that was the case for Brazil whenever they entered that space. And New Bank alone changed the activity of the users that they were actively selling those credit cards to and changed the activity because the offer was so much better than just purely cash. And now they want to do the same to Mexico. Ladies and gentlemen, that's the top six stocks that I'm looking at right now in terms of adding more to because the valuations are low and obviously their offers. The potential for future growth remains extremely high. You let me know what you guys think about those names and which one's your